October 30th - November 17th
Resources
Resources
- NAU Benefits
- Open Enrollment Central
- Open Enrollment Events
- Open Enrollment FAQs
- Paying for Coverage
- 2024 Voluntary Benefit Premiums
- Compare PPO vs HDHP\HSA PremiumSavings & Out of Pocket Expenses
- Summary of Benefits & Coverage
- Benefit Plan Documents & Policies
- Benefits Vendor Contact Information
2024 Plan Comparisons
What’s changing
Open Enrollment for the 2024 plan year concluded November 17, 2023
Open Enrollment is your yearly opportunity to review your benefits and make sure your selections still meet the needs of you and your family. Below is a summary of the changes to your benefits which will be effective January 1, 2024.
Medical
Several medical plans have plan changes and the employee premiums for the NAU BCBSAZ PPO will be increasing between $5.93 and $23.95 per pay period.
NAU BCBSAZ High Deductible Health Plan
The plan deductible will be increasing to the new IRS minimums, but there are no other plan changes. Employee contributions will remain the same for the fourth straight year.
Current
In-Network Deductible
- $1,500 single
- $3,000 family
Out-of-Network Deductible
- $3,000 single
- $6,000 family
NAU HSA Contribution
- Individual
- $720 annual
- $27.70 per pay period
- Dependent\Family
- $1,440 annual
- $55.38 per pay period
January 1, 2024
In-Network Deductible
- $1,600 single
- $3,200 family
Out-of-Network Deductible
- $3,200 single
- $6,400 family
NAU HSA Contribution
- Individual
- $820 annual
- $31.54 per pay period
- Dependent\Family
- $1,640 annual
- $63.08 per pay period
NAU BCBSAZ PPO
The deductible and employee coinsurance are increasing. There is no change in the in-network out-of-pocket maximum, it remains $1,000 single/$2,000 family. The per pay period employee premiums will increase between $5.93 and $23.95 depending on the coverage level elected.
Current
In-Network Deductible
- $300 single
- $600 family
Out-of-Network Deductible
- $600 single
- $1,200 family
Coinsurance
After deductible, member pays 15% until the out-of-pocket maximum is met.
Per Pay Employee Premiums
- $49.41 – Employee Only
- $134.49 – Employee + Adult
- $96.06 – Employee + Child
- $199.59 – Family
January 1, 2024
In-Network Deductible
- $350 single
- $700 family.
Out-of-Network Deductible
- $650 single
- $1,300 family
Coinsurance
After deductible, member pays 20% until the out-of-pocket maximum is met.
Per Pay Employee Premiums
- $55.34 – Employee Only
- $150.63 – Employee + Adult
- $107.59 – Employee + Child
- $223.54 – Family
The State of AZ High Deductible Health Plan
The plan deductible will be increasing to the new IRS minimums, but there are no other plan changes. Employee premiums and NAU’s HSA contributions will remain the same.
Current
In-Network Deductible
- $1,500 single
- $3,000 family
Out-of-Network Deductible
- $3,000 single
- $6,000 family
January 1, 2024
In-Network Deductible
- $1,600 single
- $3,200 family
Out-of-Network Deductible
- $3,200 single
- $6,400 family
Health Care Savings Accounts (HSA)
- Individual maximum will increase from $3,850 to $4,150.
- Dependent\Family maximum will increase from $7,750 to $8,300.
- The annual catch-up amount for employees 55 or older will remain $1,000.
Health Care Flexible Spending Account (FSA)
For 2024, the maximum annual contribution for the Health Care FSA will remain $3,050 and the maximum rollover amount will remain $610.
Still have questions??
Contact the Benefits Team at nauhrbenefits@nau.edu or call (928) 523-2223.