Changing Your Benefits FAQs 

• You can change your benefits each year during Open Enrollment for coverage effective January 1^st of the following year.
• You can also change your benefits within 31 days of a Qualifying Life Event (QLE) such as marriage or birth of a child. Visit the Qualified Life Events page for information on what is considered a QLE, the effective date for each event and how to submit your QLE request form.

You will need to submit Qualified Life Event Form (QLE) form along with related documentation.

• The type of documentation you must submit is based on the reason for the QLE.
• Review Types of QLEs for the required supporting documentation and coverage effective date.
• Your enrollment will need to be completed within 31 days of your event.
• If you do not complete your enrollment by the 31 day deadline, you will not be able to make the request changes to your benefits. Your next opportunity to make changes to your benefits will be during Open Enrollment for coverage effective January 1^st of the following year.

You must notify the Human Resources Department, in writing, within 31 days of your qualifying event including divorce.

If notification is received after the 31 days, benefit election changes will be made that could result in retroactive termination of coverage. Any claims incurred after the 31 days will become the responsibility of the employee to pay.

Additionally, the former spouse and dependents may become ineligible to enroll in COBRA continuation coverage or a Healthcare Marketplace insurance policy.

Yes, children are eligible for dependent coverage until their 26th birthday regardless of employment, marital, school enrollment, or other status. A disabled dependent child over the age of 26 can also continue to be covered.