{"id":22,"date":"2018-08-23T04:24:28","date_gmt":"2018-08-23T04:24:28","guid":{"rendered":"https:\/\/in.nau.edu\/sdas\/credit-card\/"},"modified":"2023-11-01T08:09:15","modified_gmt":"2023-11-01T15:09:15","slug":"credit-card","status":"publish","type":"page","link":"https:\/\/in.nau.edu\/sdas\/credit-card\/","title":{"rendered":"Frequently Asked Questions &#8211; Payments"},"content":{"rendered":"<h1>Frequently asked questions &#8211; payments<\/h1>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"Why is the university charging a service fee for credit card payments?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>Why is the university charging a service fee for credit card payments? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p>As you may know, the State of Arizona budget challenges have affected public universities.&nbsp; In our effort to keep costs down, we have had to change credit card payment policies for student account charges.<\/p>\n<p>Currently, we pay a fee for each credit card payment we receive. This adds up to over $700,000 per year in fees for tuition payments, and costs continue to rise. The service fee you pay will benefit both you and other students by allowing the university to use these funds for academic programs and services.<\/p>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"What credit and debit cards are accepted for tuition and other charges posted to a student\u2019s account?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>What credit and debit cards are accepted for tuition and other charges posted to a student\u2019s account? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<ul>\n<li>Visa<\/li>\n<li>MasterCard<\/li>\n<li>Discover Card<\/li>\n<li>American Express<\/li>\n<li>JCB<\/li>\n<\/ul>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"What is an eCheck?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>What is an eCheck? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p>Instead of writing a check from your personal checking account, you can process one electronically. You will need your bank account number and routing number, located on the bottom of your personal check.<\/p>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"What happens if I pay by debit card?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>What happens if I pay by debit card? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p>Debit cards are treated like credit cards and charged a service fee.<\/p>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"How can I pay without a credit card and at no cost?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>How can I pay without a credit card and at no cost? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<ul>\n<li><strong>electronic check:<\/strong> because we understand that you need payment options, the university will continue to allow you to pay by eCheck with no service fee charge. To make an eCheck payment enter your bank account and routing numbers (you can find these on one of your personal checks) into the secure payment page, and the funds will be subtracted from your bank account within 1-2 days.<\/li>\n<li><strong>cash<\/strong>\n<ul>\n<li>in person at the Flagstaff campus university cashier window (in the <a title=\"Gammage Building\" href=\"https:\/\/nau.edu\/maps\/\" rel=\"noopener\">Gammage Building<\/a>) between 8 a.m. and 4:30 p.m.<\/li>\n<\/ul>\n<\/li>\n<li><strong>check<\/strong>\n<ul>\n<li>in person at the Flagstaff campus university cashier window (in the <a title=\"Gammage Building\" href=\"https:\/\/nau.edu\/maps\/\" rel=\"noopener\">Gammage Building<\/a>) between 8 a.m. and 4:30 p.m.<\/li>\n<li>at the <a title=\"Student Service Center\" href=\"https:\/\/nau.edu\/ssc\/\" rel=\"noopener\">Student Service Center<\/a>&nbsp;located on central campus in building #60 between 8am and 5pm.<\/li>\n<li>by mail: payable to Northern Arizona University; please write the student&rsquo;s name and ID number on the memo line of the check.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"Can I use any check as an eCheck?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>Can I use any check as an eCheck? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p>eCheck payments can be made from US checking accounts in US dollars. Checks issued from money market accounts, credit card companies, mutual funds, brokerage accounts, home equity, or other lines of credit cannot be processed as an eCheck. These types of checks will still be accepted by mail or in person.<\/p>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"Will the user fee that I am charged be included on my student account breakdown and statement?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>Will the user fee that I am charged be included on my student account breakdown and statement? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p>No. A third-party company charges the service fee. It will not appear on your student account or university bill.&nbsp; Your receipt will show the payment amount, the amount of the service fee, and the total amount paid.<\/p>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"How will this appear on my credit card statement?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>How will this appear on my credit card statement? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p>Two separate transactions will appear on your credit card statement: one for the student account payment and one for the service fee.<\/p>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"Can I make a credit card payment over the phone or by mail?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>Can I make a credit card payment over the phone or by mail? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p>No, credit card payments cannot be made over the phone or via mail. This is a security measure to make sure your payment information stays private.<\/p>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"Can I pay in person at the cashier window using a credit card?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>Can I pay in person at the cashier window using a credit card? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p>While you can&rsquo;t pay with a credit card at the cashier window, there are computer workstations near the cashier&rsquo;s office in Flagstaff where you can make an online payment using Visa, MasterCard, Discover Card, or American Express. At our other campus locations, you can pay online at a terminal in the office.<\/p>\n<p>According to credit card rules, service fees must be charged for all payment types for a given payment location. If we allowed credit card payments at the cashier&rsquo;s window, we would also have to add the service fee to check and cash transactions. To help keep costs down for our students, we moved all credit card payment processing to a third-party credit card processor.<\/p>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"Are other colleges and universities making similar changes?_0\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>Are other colleges and universities making similar changes? <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p>Yes. Many colleges and universities both within and outside of Arizona have already made similar changes regarding credit card payments.<\/p>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<\/p>\n<!-- shortcode-right-column -->\n<div class=\"shortcode-right-column\" >\n    <div class=\"shortcode-right-column__container\"><!-- shortcode-block -->\n<div class=\"shortcode-block\">\n      <div class=\"block-header\">\n        <h3>For more information\u2026<\/h3>\n    <\/div>\n          <div class=\"block-body\">\n      <div><\/p>\n<p><a href=\"https:\/\/nau.edu\/louie\" target=\"_blank\" rel=\"noopener noreferrer\">Log in to LOUIE<\/a> to:<\/p>\n<ul>\n<li>Check your balance<\/li>\n<li>Check for holds<\/li>\n<li>Change your address<\/li>\n<\/ul>\n<p><\/div>\n          <\/div>\n  <\/div>\n<!-- shortcode-block -->\n<div class=\"shortcode-block\">\n      <div class=\"block-header\">\n        <h3>Make a payment...<\/h3>\n    <\/div>\n          <div class=\"block-body\">\n      <div><\/p>\n<ul>\n<li><u><a href=\"https:\/\/nau.edu\/louie\/\">As a student (your own account)<\/a><\/u><\/li>\n<li><u><a href=\"https:\/\/commerce.cashnet.com\/naupay\" target=\"_blank\" rel=\"noopener noreferrer\">On behalf of your student as an authorized Payer<\/a><\/u><\/li>\n<\/ul>\n<p><\/div>\n          <\/div>\n  <\/div>\n<!-- shortcode-block -->\n<div class=\"shortcode-block\">\n      <div class=\"block-header\">\n        <h3>Account tutorial links<\/h3>\n    <\/div>\n          <div class=\"block-body\">\n      <div><\/p>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/157\/2022\/07\/Tutorial_How-to-Add-an-Authorized-Payer.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">How to add an authorized payer<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/157\/2022\/07\/How-to-Make-a-Payment-Using-eCheck.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">How to make a payment using eCheck<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/157\/2022\/07\/How-to-Make-a-Payment-Using-Credit-Card.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">How to make a payment using credit card<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/sdas\/tutorials\/\" target=\"_blank\" rel=\"noopener noreferrer\">All student account tutorials<\/a><\/li>\n<\/ul>\n<p><\/div>\n          <\/div>\n  <\/div>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Frequently asked questions &#8211; payments<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","ring_central_script_selection":"","footnotes":""},"class_list":["post-22","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/in.nau.edu\/sdas\/wp-json\/wp\/v2\/pages\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nau.edu\/sdas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/in.nau.edu\/sdas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/sdas\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/sdas\/wp-json\/wp\/v2\/comments?post=22"}],"version-history":[{"count":17,"href":"https:\/\/in.nau.edu\/sdas\/wp-json\/wp\/v2\/pages\/22\/revisions"}],"predecessor-version":[{"id":5786,"href":"https:\/\/in.nau.edu\/sdas\/wp-json\/wp\/v2\/pages\/22\/revisions\/5786"}],"wp:attachment":[{"href":"https:\/\/in.nau.edu\/sdas\/wp-json\/wp\/v2\/media?parent=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}