The State excludes from coverage any University property loss arising from the following (Statutory Exclusions of Coverages<\/a>\u00a0and\u00a0Arizona Revised Statutes \u00a741-622.B<\/a>):<\/p>\n Exclusions in coverage pertain to the following State-owned property:\u00a0 roads, bridges, tunnels, dams, dikes, and retaining walls,\u00a0Arizona Administrative Code R2-10-106<\/a>.<\/p>\n A common coverage question arises when there is an apparent\u00a0theft without forced entry<\/strong>.\u00a0 Coverage under the rule is applicable if the facts support a\u00a0reasonable presumption of theft<\/strong>.\u00a0 The key factors in making this determination are definite knowledge of property in a specific location and a relatively short time lapse for the property to be discovered missing.\u00a0 Without reasonable presumption of theft, the State adjuster will classify missing property as a\u00a0mysterious disappearance<\/strong>\u00a0and deny the claim.\u00a0 To qualify for insurance settlement for theft or burglary of NAU-owned personal property, the University must show evidence of forcible entry, that a threat of violence was used in the taking of the property, or there must a reasonable presumption of theft (A.R.S. \u00a741-622.C<\/a>).<\/p>\n\n