{"id":6645,"date":"2017-09-29T21:41:53","date_gmt":"2017-09-30T04:41:53","guid":{"rendered":"https:\/\/nau.edu\/office-of-scholarships-and-financial-aid\/?page_id=95"},"modified":"2025-12-02T00:08:55","modified_gmt":"2025-12-02T00:08:55","slug":"frequently-asked-questions","status":"publish","type":"page","link":"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/frequently-asked-questions\/","title":{"rendered":"Frequently asked questions"},"content":{"rendered":"<div class=\"nau-block nau-block-left-nav-top-bound\">\n    \t<button id=\"left-nav-toggle-btn\" onclick=\"toggleNav();\">\n\t\tON THIS PAGE \n\t\t<i id=\"chevron-icon\" class=\"fas fa-solid fa-chevron-down\"><\/i>\n\t<\/button>\n\t<div id=\"left-nav-menu-track\">\n\t\t<div id=\"left-nav-wrapper\">\n\t\t\t<div class=\"rfi-above-anchor-tags\">\n\t\t\t\t<div class=\"ri-container\">\n\t\t\t\t\t<a href=\"https:\/\/nau.edu\/admissions\/request-information\/\" id=\"request-info\" class=\"btn bg-true-blue left-nav-menu-bottom-button display-mobile\">Request info&nbsp;&nbsp;<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div id=\"left-nav-menu\">\n\t\t\t\t<div class=\"menu-section menu-section-links\"><h6 class=\"hidden-mobile left-nav-list-header\">ON THIS PAGE<\/h6><ul class=\"left-nav-menu-list on-this-page\">\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/frequently-asked-questions\/#getting-started\" title=\"Getting started\">Getting started<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/frequently-asked-questions\/#FAFSA\" title=\"FAFSA\">FAFSA<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/frequently-asked-questions\/#2026-2027-changes\" title=\"2026-2027 Changes\">2026-2027 Changes<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/frequently-asked-questions\/#scholarships\" title=\"Scholarships and other aid\">Scholarships and other aid<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/frequently-asked-questions\/#processes\" title=\"Processes and timelines\">Processes and timelines<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/frequently-asked-questions\/#miscellaneous\" title=\"Miscellaneous\">Miscellaneous<\/a><\/li>\n\t\t\t\t\t\t\t<\/ul><h6>Related pages<\/h6><ul class=\"left-nav-menu-list\">\t\t\t\t\t\t\t<li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/types-aid\/glossary\/\" title=\"Financial aid terms glossary\">Financial aid terms glossary<\/a><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"back-to-top\"><a href=\"#\">Back to top<\/a><\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<div class=\"ri-container\"><a href=\"https:\/\/nau.edu\/admissions\/request-information\/\" id=\"request-info\" class=\"btn bg-true-blue left-nav-menu-bottom-button display-mobile\">Request info&nbsp;&nbsp;<\/a><\/div><\/div>\t\t\t\t\t\t\t\t<div class=\"menu-section backcolor\">\n\t\t\t\t\t<div class=\"header\">\n\t\t\t\t\t\tHOW CAN WE HELP?\t\t\t\t\t<\/div>\n\t\t\t\t\t<ul class=\"responsive-icons\">\n\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<button class=\"link-button\" onclick=\"embedLouieChatbot();\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" style=\"width: 20px;\" src=\"https:\/\/in.nau.edu\/wp-content\/themes\/nau-marketing-2021\/img\/icon-chat.svg\" alt=\"Live chat:\">\n\t\t\t\t\t\t\t\tChat\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"tel:928-523-4951\"><img decoding=\"async\" src=\"https:\/\/in.nau.edu\/wp-content\/themes\/nau-marketing-2021\/img\/icon-phone.svg\" alt=\"Telephone:\"> 928-523-4951<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"mailto:financial.aid@nau.edu\"><img decoding=\"async\" src=\"https:\/\/in.nau.edu\/wp-content\/themes\/nau-marketing-2021\/img\/icon-email.svg\" alt=\"Email:\"><span class=\"left-nav-email\"> financial.aid&#8203;@nau.edu <\/span><\/a><\/li>\n\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<section class=\"nau-block left-nav-section\"><header class=\"entry-header\"><div class=\"breadcrumb\"><ol class=\"breadcrumbs\"><li><a href=\"https:\/\/in.nau.edu\">IN<\/a><span class=\"breadcrumb-chevron\" aria-hidden=\"true\">&gt;<\/span><\/li><li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\">OSFA<\/a><span class=\"breadcrumb-chevron\" aria-hidden=\"true\">&gt;<\/span><\/li><li class=\"current\">Pages<\/li><\/ol><\/div><h1 class=\"entry-title text-left \">Frequently asked questions<\/h1><hr class=\"h1-hr  text-left \" role=\"none\"><\/header><!-- .entry-header --><\/section><!-- <section class=\"nau-block left-nav-section grid-md-12\">\n    <header class=\"entry-header\">\n        <h1 class=\"entry-title text-left \" tabindex=\"0\" id=\"h1-first\">Dummy H1<\/h1>\n        <hr class=\"h1-hr  text-left \" role=\"none\">\n    <\/header>\n<\/section> -->\n\n<section class=\"nau-block left-nav-section grid-md-12\">\n    <div class=\"page-content\">\n        \n\n<h2 class=\"wp-block-heading\" id=\"getting-started\">Getting started<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Where do I start?<\/strong><\/h3>\n\n\n\n<p>We understand navigating the world of financial aid can be overwhelming at first. That\u2019s why we\u2019re here to help you every step of the way.<\/p>\n\n\n\n<p>If you\u2019d like to talk to someone right off the bat about how to get started applying for and understanding financial aid, give us a call at <a href=\"tel:9285234951\" target=\"_blank\" rel=\"noreferrer noopener\">928-523-4951<\/a> or email <a href=\"mailto:financial.aid@nau.edu\" target=\"_blank\" rel=\"noreferrer noopener\">financial.aid@nau.edu<\/a>.<\/p>\n\n\n\n<p>Otherwise, we recommend starting on our step-by-step guides to applying for financial aid:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/incoming-students\/\">Undergraduate students<\/a><\/li><li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/graduate-student\/\">Graduate students<\/a><\/li><li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/parents-information\/\">Parents<\/a><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What are NAU\u2019s tuition and fees? How much will college cost?<\/strong><\/h3>\n\n\n\n<p>View <a href=\"https:\/\/legacy.nau.edu\/paying-for-college\/tuition-and-fees\/\">NAU\u2019s tuition and fees<\/a>.<\/p>\n\n\n\n<p>To get a better feel for how much you\u2019ll actually pay for college, including what scholarships and other aid you might be eligible for, we recommend using <a href=\"https:\/\/app.meadowfi.com\/nau\" target=\"_blank\" rel=\"noreferrer noopener\">NAU\u2019s Net Price Calculator<\/a>. It\u2019s a customizable tool that\u2019ll give you an accurate and personalized estimate of the cost of earning your degree as a Lumberjack.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What are the types of financial aid?<\/strong><\/h3>\n\n\n\n<p>Financial aid is more than just scholarships and we&#8217;re here to help you utilize every type of financial aid that could help you better pay for college.<\/p>\n\n\n\n<p>Learn more about the <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/types-aid\/\">types of financial aid<\/a> available, including scholarships, grants, loans, student employment, and more.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How do I budget for college?<\/strong><\/h3>\n\n\n\n<p>To help you get a feel for what college will cost and how you can budget and plan for it, visit <a href=\"https:\/\/studentaid.gov\/resources\/prepare-for-college\/students\/budgeting\" data-type=\"URL\" data-id=\"https:\/\/studentaid.gov\/resources\/prepare-for-college\/students\/budgeting\" target=\"_blank\" rel=\"noreferrer noopener\">Budgeting for Northern Arizona University<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"FAFSA\">Free Application for Federal Student Aid (FAFSA)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is the FAFSA and how do I complete it?<\/strong><\/h3>\n\n\n\n<p>The Free Application for Federal Student Aid (FAFSA) is the first and most important step in paying for college. It\u2019s an online form that determines what types and how much financial aid you will be eligible for. You must complete the FAFSA to be eligible for federal, state, and institutional financial aid.<\/p>\n\n\n\n<p>You can learn more and complete the FAFSA at <a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Student Aid<\/a>. Be sure to enter NAU code 0010802 when you fill it out!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Can you help me complete the FAFSA?<\/strong><\/h3>\n\n\n\n<p>Of course! We\u2019re always here to help.<\/p>\n\n\n\n<p>The good news is that the newest FAFSA form is simpler and easier than ever, and the <a rel=\"noreferrer noopener\" href=\"https:\/\/studentaid.gov\/apply-for-aid\/fafsa\/filling-out\" target=\"_blank\">Federal Student Aid website<\/a> has great walkthroughs and videos that make it simple to complete the form and become eligible for aid.<\/p>\n\n\n\n<p>If you still have questions or need help, give us a call at <a href=\"tel:9285234951\" target=\"_blank\" rel=\"noreferrer noopener\">928-523-4951<\/a> or email <a href=\"mailto:financial.aid@nau.edu\">financial.aid@nau.edu<\/a> and we\u2019ll be happy to assist.<\/p>\n\n\n\n<p>If you are a current NAU student, you can also drop by the <a href=\"https:\/\/in.nau.edu\/student-service-center\">Student Service Center<\/a> on campus during normal business hours for help filing your FAFSA\u2014no appointment necessary!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What if I need to make corrections to my FAFSA?<\/strong><\/h3>\n\n\n\n<p>You can simply log back in at <a rel=\"noreferrer noopener\" href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\" target=\"_blank\">Student Aid<\/a>, access your FAFSA form again, and make the necessary corrections. The Federal Student Aid even has resources to <a rel=\"noreferrer noopener\" href=\"https:\/\/studentaid.gov\/apply-for-aid\/fafsa\/review-and-correct\" target=\"_blank\">help walk you through the process<\/a>.<\/p>\n\n\n\n<p>If you make changes to your FAFSA, keep an eye on your NAU email account and your <a href=\"https:\/\/in.nau.edu\/louie\/\">LOUIE<\/a> To Do List. We\u2019ll get in touch with you if the changes you made affect your financial aid eligibility in any way. If you don\u2019t hear from us, then the changes you made to your FAFSA didn\u2019t affect your financial aid eligibility.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What\u2019s next after I submit the FAFSA? Is there anything else I need to do?<\/strong><\/h3>\n\n\n\n<p>The best thing you can do after filing your FAFSA is to keep an eye on your NAU email account and your To Do List in your LOUIE student account. If we need anything else from you in order to determine your aid eligibility, it\u2019ll show up in one of these places.<\/p>\n\n\n\n<p>Assuming we don\u2019t need anything else from you in order to determine your eligibility, keep an eye out for your financial aid award offer in the mail and in your LOUIE account. It\u2019ll break down all the types and amounts of aid you\u2019re eligible to receive.<\/p>\n\n\n\n<p>You can also re-visit the step-by-step instructions for applying for financial aid to make sure you haven\u2019t missed anything:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/incoming-students\/\">Undergraduate students<\/a><\/li><li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/graduate-student\/\">Graduate students<\/a><\/li><li><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/parents-information\/\">Parents<\/a><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"changes\">2026-2027 changes<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>HR 1 \u2013 Public Law No. 119\u201321 (\u201cBig Beautiful Bill\u201d)<\/strong><\/h3>\n\n\n\n<p>Signed into law in July 2025, this legislation introduces changes to how students and families pay for higher education beginning with the 2026-2027 academic year. <\/p>\n\n\n\n\t\t<script src=\"\/wp-content\/themes\/nau-marketing-2021\/js\/accordion.js\"><\/script>\n\n\t\t<div class=\"accordion accordion-flush my-5\">\n\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Federal-Direct-Graduate-PLUS-Loans-will-be-phased-out1-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Federal-Direct-Graduate-PLUS-Loans-will-be-phased-out1\" aria-expanded=\"false\" aria-controls=\"collapse-Federal-Direct-Graduate-PLUS-Loans-will-be-phased-out1\">\n\t\t\t\t\t\tFederal Direct Graduate PLUS Loans will be phased out\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Federal-Direct-Graduate-PLUS-Loans-will-be-phased-out1\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Federal-Direct-Graduate-PLUS-Loans-will-be-phased-out1-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>Effective July 1, 2026:<\/p>\n<ul id=\"block-7fdcca5d-9a76-4195-9ae4-e877066ace13\" class=\"block-editor-rich-text__editable block-editor-block-list__block wp-block is-selected rich-text\" tabindex=\"0\" role=\"group\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Block: List\" data-block=\"7fdcca5d-9a76-4195-9ae4-e877066ace13\" data-type=\"core\/list\" data-title=\"List\">\n<li><strong><em data-rich-text-format-boundary=\"true\">New <\/em><\/strong>graduate and professional students will not be able to borrow Federal Direct Graduate PLUS Loans.<\/li>\n<li>Graduate students who are already enrolled and have already borrowed a Federal Direct Loan of any kind during this program prior to July 1, 2026, may continue to borrow this loan for up to three more years while in their current program or until they finish their current program (whichever comes first). However, if they start a new program after July 1, 2026, they will not be able to borrow Federal Direct Graduate PLUS Loans.<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-New-graduate-and-professional-loan-limits2-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-New-graduate-and-professional-loan-limits2\" aria-expanded=\"false\" aria-controls=\"collapse-New-graduate-and-professional-loan-limits2\">\n\t\t\t\t\t\tNew graduate and professional loan limits\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-New-graduate-and-professional-loan-limits2\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-New-graduate-and-professional-loan-limits2-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>Effective July 1, 2026:<\/p>\n<ul id=\"block-0f44ab2c-3148-4457-94c7-8b9cceab9462\" class=\"block-editor-rich-text__editable block-editor-block-list__block wp-block is-selected is-highlighted rich-text\" tabindex=\"0\" role=\"group\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Block: List\" data-block=\"0f44ab2c-3148-4457-94c7-8b9cceab9462\" data-type=\"core\/list\" data-title=\"List\">\n<li>Graduate students may borrow up to $20,500 in Federal Direct Unsubsidized Loans per year, with a lifetime limit of $100,000.<\/li>\n<li>Professional students may borrow up to $50,000 in Federal Direct Unsubsidized Loans per year, with a lifetime limit of $200,000.<\/li>\n<li>Students who are already enrolled and using Unsubsidized or Graduate PLUS Loans in their current program will keep their current borrowing limits for up to three more years while in their current program or until their program ends.<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-New-Federal-Direct-Parent-PLUS-Loan-limits3-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-New-Federal-Direct-Parent-PLUS-Loan-limits3\" aria-expanded=\"false\" aria-controls=\"collapse-New-Federal-Direct-Parent-PLUS-Loan-limits3\">\n\t\t\t\t\t\tNew Federal Direct Parent PLUS Loan limits\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-New-Federal-Direct-Parent-PLUS-Loan-limits3\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-New-Federal-Direct-Parent-PLUS-Loan-limits3-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>Effective July 1, 2026:<\/p>\n<ul id=\"block-70aba183-8fe2-4617-99cc-d0a223f60be0\" class=\"block-editor-rich-text__editable block-editor-block-list__block wp-block is-selected is-highlighted rich-text\" tabindex=\"0\" role=\"group\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Block: List\" data-block=\"70aba183-8fe2-4617-99cc-d0a223f60be0\" data-type=\"core\/list\" data-title=\"List\">\n<li>Parents may borrow up to $20,000 per dependent student per year in Federal Direct Parent PLUS Loans, with a lifetime limit of $65,000 per dependent student.<\/li>\n<li>Parents who have borrowed Parent PLUS Loans prior to July 1, 2026, can continue borrowing under the current limits for up to three additional years while the student is in their current program or until the student completes their program.<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Changes-to-federal-student-loan-repayment-options4-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Changes-to-federal-student-loan-repayment-options4\" aria-expanded=\"false\" aria-controls=\"collapse-Changes-to-federal-student-loan-repayment-options4\">\n\t\t\t\t\t\tChanges to federal student loan repayment options\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Changes-to-federal-student-loan-repayment-options4\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Changes-to-federal-student-loan-repayment-options4-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>For loans that disburse after July 1, 2026:<\/p>\n<ul id=\"block-f5ea5ade-ff63-457c-9199-7f46102e3cbe\" class=\"block-editor-rich-text__editable block-editor-block-list__block wp-block is-selected is-highlighted rich-text\" tabindex=\"0\" role=\"group\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Block: List\" data-block=\"f5ea5ade-ff63-457c-9199-7f46102e3cbe\" data-type=\"core\/list\" data-title=\"List\">\n<li>The existing income-driven repayment plans (IBR, PAYE, SAVE) will be replaced by the new Repayment Assistance Program (RAP).<\/li>\n<li>Students who take out new loans after July 1, 2026, can choose RAP or standard 10- or 25-year repayment plans.<\/li>\n<li>Current borrowers who do not take new loans after July 1, 2026, can remain in existing income-driven plans but must enroll in these plans by June 30, 2028.<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\t\n\t\t\t<div class=\"accordion-item\">\n\t\t\t\t<h3 class=\"accordion-header\" id=\"collapse-Undergraduate-loans-and-the-Pell-Grant5-header\">\n\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse-Undergraduate-loans-and-the-Pell-Grant5\" aria-expanded=\"false\" aria-controls=\"collapse-Undergraduate-loans-and-the-Pell-Grant5\">\n\t\t\t\t\t\tUndergraduate loans and the Pell Grant\t\t\t\t\t<\/button>\n\t\t\t\t<\/h3>\n\t\t\t\t<div id=\"collapse-Undergraduate-loans-and-the-Pell-Grant5\" class=\"accordion-collapse collapse \" role=\"region\" aria-labelledby=\"collapse-Undergraduate-loans-and-the-Pell-Grant5-header\" style=\"\">\n\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t<p>Borrowing limits and Pell Grants for undergraduates will remain the same. However, limits are being placed on Federal Direct Parent PLUS Loans.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\n\n\t\t<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"scholarships\">Scholarships and other aid<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Do I need to apply for scholarships?<\/strong><\/h3>\n\n\n\n<p>You do for some of them, but not all. <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/scholarships\/freshman-tuition\/\">NAU tuition scholarships<\/a> don\u2019t require a separate application. As long as you are admitted to NAU, you&#8217;ll automatically be considered for these awards. In addition, students who are admitted to NAU and who will out the FAFSA are also automatically considered for some special programs that aren&#8217;t considered scholarships, such as <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/aid-programs\/access2excellence\/\">Access2Excellence<\/a>.<\/p>\n\n\n\n<p>You can use <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/scholarshipuniverse\/\" data-type=\"page\" data-id=\"6346\">ScholarshipUniverse<\/a> to apply for Office of Scholarships and Financial Aid (OSFA) scholarships, as well as NAU Foundation scholarships. Additional scholarships such as private donor and academic department scholarships might have a separate application or additional requirements. Browse the various types of <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/scholarships\/\">scholarships<\/a> and <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/types-aid\/grants\/\">grants<\/a> offered at NAU to learn more about the requirements.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How much financial aid will I receive? What merit-based scholarships am I eligible for?<\/strong><\/h3>\n\n\n\n<p>The best way to get a feel for what type of aid you might be eligible for at NAU is to use our <a href=\"https:\/\/app.meadowfi.com\/nau\" target=\"_blank\" rel=\"noreferrer noopener\">Net Price Calculator<\/a>. It\u2019s a customizable tool that\u2019ll give you an accurate and personalized estimate of the cost of earning your degree as a Lumberjack. It even shows you what tuition scholarships and special programs you might be eligible for.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Where can I find more scholarships from private donors or other sources?<\/strong><\/h3>\n\n\n\n<p>Some scholarships are awarded automatically to eligible students when they are admitted to NAU. For all other scholarships, there\u2019s <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/scholarshipuniverse\/\">ScholarshipUniverse<\/a>.<\/p>\n\n\n\n<p>ScholarshipUniverse is a dynamic tool that matches you with scholarship opportunities based on your information and need. You can apply for most of them right within the tool itself.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is ScholarshipUniverse?<\/strong><\/h3>\n\n\n\n<p><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/scholarshipuniverse\/\">ScholarshipUniverse<\/a> is a dynamic tool that matches you with scholarship opportunities based on your information and need. You can apply for most of them right within the tool itself. No more sifting through endless lists of scholarships to try to find ones you\u2019re eligible for\u2014we\u2019ll bring them to you!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Is it possible to lose my scholarship or other financial aid?<\/strong><\/h3>\n\n\n\n<p>Unfortunately, yes. You have to meet <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/eligibility\/\">certain requirements<\/a> to maintain your aid, such as taking a certain number of credit hours and ensuring you meet <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/satisfactory-academic-progress\/\">Satisfactory Academic Progress<\/a>.<\/p>\n\n\n\n<p>It\u2019s important to familiarize yourself with these processes to ensure you continue to receive the most possible aid while pursuing your degree!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"processes\">Processes and timelines<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What happens if I withdraw partway through the semester or year?<\/strong><\/h3>\n\n\n\n<p>Most financial aid awards are awarded under the assumption that students will complete the semester or academic year that the aid is being awarded for. If you withdraw from the university before the end of a semester, you might not be eligible to receive aid for that time period.<\/p>\n\n\n\n<p>Learn more about the <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/policies\/withdrawal-policy\/\">withdrawal policy<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is \u201cdisbursement\u201d and when will it happen?<\/strong><\/h3>\n\n\n\n<p>Financial aid disbursement is the process of financial aid (scholarships, grants, loans, etc.) being released to your LOUIE account to pay for tuition and other university charges.<\/p>\n\n\n\n<p>Learn more about when <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/disbursement\/\">disbursement<\/a> happens, in what order charges are covered by disbursement, and more.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What happens if I have \u201cextra\u201d financial aid left over after all my tuition, fees, and charges have been paid?<\/strong><\/h3>\n\n\n\n<p>If your financial aid is greater than your account balance you will receive a&nbsp;<a href=\"http:\/\/legacy.nau.edu\/SDAS\/Direct_Deposit\/\">refund<\/a>. Congrats! All excess financial aid will be sent via electronic funds transfer to your direct deposit bank account listed in LOUIE. Allow 3\u20135 business days for funds to transfer. If you do not sign up for direct deposit, the refund check will be mailed to your refund address listed in LOUIE.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How do I accept the loans I applied for and have been awarded?<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\"><li>Log in to&nbsp;<a href=\"http:\/\/www.nau.edu\/louie\">LOUIE<\/a>&nbsp;to accept and\/or adjust your loan amounts.<\/li><li>If you are a new borrower at NAU, go to <a rel=\"noreferrer noopener\" href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\" target=\"_blank\">Student Aid<\/a> to complete Entrance Counseling and sign a Master Promissory Note. You can complete these two steps even if these items are not yet listed on your LOUIE To Do List. Your loan(s) will not disburse until these steps are completed.<\/li><li>New and continuing borrowers should monitor LOUIE and their NAU email for required items that might prevent financial aid disbursement.<\/li><li>At least half-time enrollment (6+ credit hours) is required in order for your loan(s) to disburse.<\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"miscellaneous\">Miscellaneous<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Is there financial aid available for parents?<\/strong><\/h3>\n\n\n\n<p>Absolutely. The federal <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/types-aid\/student-loans\/federal-plus-loans\/\">Parent PLUS loan<\/a> is one of the most common and widely used types of financial aid for parents helping their student pay for their education.<\/p>\n\n\n\n<p>Explore <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/parents-information\/\">parent information<\/a> to see a step-by-step guide of applying for financial aid as the parent of a dependent student.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is Federal Work-Study?<\/strong><\/h3>\n\n\n\n<p>Federal Work-Study (FWS) is an employment program available to undergraduate and graduate students who demonstrate financial need (as calculated by the&nbsp;FAFSA). The FWS program helps students meet educational expenses through part-time employment.<\/p>\n\n\n\n<p>Learn more on our <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/types-aid\/federal-work-study-programs\/\">Federal Work-Study<\/a> and <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/finding-student-employment\/federal-work-study-frequently-asked-questions\/\">Federal Work-Study FAQs<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Is financial aid available for summer and winter classes?<\/strong><\/h3>\n\n\n\n<p>There are separate applications and processes for summer and winter aid programs. You can learn more about these processes and what aid you might be eligible for during <a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/summer-winter-sessions\/\">summer and winter sessions<\/a>.<\/p>\n\n\n\n<p>If your financial aid has already been awarded and you know you will be taking summer or winter classes, the easiest way to determine your eligibility is to get in touch with us at <a href=\"tel:9285234951\">928-523-4951<\/a> or <a href=\"mailto:financial.aid@nau.edu\">financial.aid@nau.edu<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Does my family make too much for me to be eligible for financial aid?<\/strong><\/h3>\n\n\n\n<p>The short answer is probably not. All NAU tuition scholarships are awarded based on your previous academic achievements.<\/p>\n\n\n\n<p>Regardless of which scholarships you might be eligible for, students and families of all incomes should still file the Free Application for Federal Student Aid (FAFSA) each year.<\/p>\n\n\n\n<p>By submitting the FAFSA, you are applying for federal and state grants, Federal Work-Study, and student loans. Your family\u2019s finances and other factors reported on the FAFSA determine which types of financial aid you qualify for. Those types may be different next year if changes are made at the federal level or to your family\u2019s finances. If you discover you\u2019re not eligible for a grant (free money), you don\u2019t have to accept your student loans if you find it unnecessary to borrow.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is Access2Excellence?<\/strong><\/h3>\n\n\n\n<p>Launched in fall 2023, NAU guarantees tuition coverage for undergraduate Arizona residents who have a household income up to $65,000. This is applicable at NAU\u2019s Flagstaff and Statewide campuses (online students are not eligible).<\/p>\n\n\n\n<p>In addition, Access2Excellence (A2E) applies to all members of Arizona\u2019s 22 federally recognized tribes, regardless of income or state of residency.<\/p>\n\n\n\n<p><a href=\"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/aid-programs\/access2excellence\/\">Learn more about Access2Excellence.<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>How do I make an appointment with a financial aid advisor?<\/strong><\/h4>\n\n\n\n<p>We\u2019re here to help! Give us a call at 928-523-4951 or email <a href=\"mailto:financial.aid@nau.edu\">financial.aid@nau.edu<\/a> if you have questions or want to set up an appointment.<\/p>\n\n\n\n<p>If you are a current NAU student and are on the Flagstaff campus, you can drop by the <a href=\"https:\/\/in.nau.edu\/student-service-center\/\">Student Service Center<\/a> during normal business hours. No need to call ahead or schedule\u2014we\u2019ll be ready for you!<\/p>\n\n\n    <\/div>\n<\/section>\n\n<div class=\"nau-block nau-block-left-nav-bottom-bound\">\n\n<\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":9647,"parent":0,"menu_order":90,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","ring_central_script_selection":"","footnotes":""},"class_list":["post-6645","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages\/6645","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/comments?post=6645"}],"version-history":[{"count":90,"href":"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages\/6645\/revisions"}],"predecessor-version":[{"id":14006,"href":"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/pages\/6645\/revisions\/14006"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/media\/9647"}],"wp:attachment":[{"href":"https:\/\/in.nau.edu\/office-scholarships-financial-aid\/wp-json\/wp\/v2\/media?parent=6645"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}