{"id":24876,"date":"2026-10-08T14:58:57","date_gmt":"2026-10-08T14:58:57","guid":{"rendered":"https:\/\/in.nau.edu\/human-resources\/?page_id=24876"},"modified":"2026-10-21T23:47:02","modified_gmt":"2026-10-21T23:47:02","slug":"choose-a-medical-plan-with-confidence","status":"publish","type":"page","link":"https:\/\/in.nau.edu\/human-resources\/choose-a-medical-plan-with-confidence\/","title":{"rendered":"Choose a Medical Plan\u00a0with Confidence"},"content":{"rendered":"<h1 style=\"text-align: center\"><b>Choose a Medical Plan\u00a0<\/b><b>with Confidence<\/b><\/h1>\n<p><strong>This year all employees are required to make a medical election during Open Enrollment.<\/strong> Choosing a medical plan can feel complicated, but focusing on a few important factors can make the process easier.<\/p>\n<h4>Choose a Medical Plan with Confidence Video<\/h4>\n<!-- shortcode-video-iframe -->\n<iframe style=\"margin: 0 auto;\" src=\"https:\/\/mediaspace.nau.edu\/embed\/secure\/iframe\/entryId\/1_p58rgmri\/uiConfId\/56490402\/st\/0\" width=\"800\" height=\"450\" frameborder=\"0\" scrolling=\"no\" allowfullscreen><\/iframe>\n\n<hr \/>\n<p>Before comparing plan costs, start by asking yourself four questions.<\/p>\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<h4><div class=\"eplus-bg-color-row bg-color-dark-blue\"><div class=\"eplus-bg-color-row-content\">Are your providers in the plan\u2019s network?<\/div><\/div><\/h4>\n<p>This includes doctors, hospitals, laboratories, pharmacies, and behavioral health providers.<\/p>\n<ul>\n<li><strong>\u00a0NAU PPO or HDHP: <\/strong><a href=\"https:\/\/www.azblue.com\/individualsandfamilies\">azblue.com<\/a><\/li>\n<li><strong>State of AZ PPO or HDHP: <\/strong><a href=\"https:\/\/www.azblue.com\/stateofaz\" target=\"_blank\" rel=\"noopener noreferrer\">azblue.com\/stateofaz\u00a0\u00a0<\/a><a href=\"https:\/\/www.whyuhc.com\/stateofaz\" target=\"_blank\" rel=\"noopener noreferrer\">whyuhc.com\/stateofaz\u00a0<\/a><\/li>\n<\/ul>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<h4><div class=\"eplus-bg-color-row bg-color-dark-blue\"><div class=\"eplus-bg-color-row-content\">Are your prescriptions covered?<\/div><\/div><\/h4>\n<p>Review the drug list, medication tier, coverage rules, and participating pharmacies.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.azblue.com\/pharmacy\/standard-pharmacy-plans\">BCBSAZ Open Drug List<\/a><\/li>\n<li><a href=\"https:\/\/fm.formularynavigator.com\/fbo\/68\/hsa_preventive_drug_list.pdf\">HSA Preventive Drug List<\/a><\/li>\n<li><a href=\"https:\/\/www.goodrx.com\/?srsltid=AU7gw4WI3ZhN8GD7AqLA_POOI8WY17IDj1UHf6Zl_fnJfoChcjZ-weeu\">Good RX<\/a><\/li>\n<li><a href=\"https:\/\/benefitoptions.az.gov\/prescriptions\">MedImpact Formulary List<\/a> (State of AZ )<\/li>\n<\/ul>\n\n<\/div>\n<\/div><div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<h4><div class=\"eplus-bg-color-row bg-color-nau-blue\"><div class=\"eplus-bg-color-row-content\">What could you pay during a typical year?<\/div><\/div><\/h4>\n<p>Consider both your annual premiums and your expected healthcare expenses for the year.<\/p>\n<p>Review the <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-MEDICAL-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Medical Comparison<\/a> for premiums &amp; plan details. <em>Tip: to calculate the annual cost &#8211; multiple the per pay period amount by 26.<\/em><\/p>\n<ul>\n<li>Click the button below and download and open a modeling spreadsheet to estimate your total cost.<\/li>\n<\/ul>\n<!-- shortcode-button -->\n<div class=\"shortcode-button shortcode-button--center\">\n      <a class=\"main-button\" href=\"https:\/\/nau0.sharepoint.com\/:u:\/s\/HRISTeam\/IQA-hLKtJ7bpR6APlLdUeZayARsRjAu96VW9Ws-nG2Re4B8?e=jCOYH9\" target=\"_blank\">Estimate Your Total Cost<\/a>\n  <\/div>\n\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<h4><div class=\"eplus-bg-color-row bg-color-nau-blue\"><div class=\"eplus-bg-color-row-content\">Could you comfortably manage a high-cost year?<\/div><\/div><\/h4>\n<p>Compare each plan\u2019s deductible and out-of-pocket maximum with the savings you would have available.<\/p>\n<ul>\n<li>Review the <a href=\"https:\/\/in.nau.edu\/Human-Resources\/Benefits\/Benefit-Plan-Document\/\" target=\"_blank\" rel=\"noopener\">Summary of Benefits &amp; Coverage<\/a> for each plan for more details.<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n<hr \/>\n<h2>Narrowing your choice<\/h2>\n<p>Once you have done you research you can narrow you choice based on what is most important to you.<\/p>\n<ul>\n<li><strong>Lower paycheck deductions<\/strong> &#8211;\u00a0Start with the HDHP options. Check whether you can manage the deductible.<\/li>\n<li><strong>Low cost when you receive care<\/strong> &#8211;\u00a0Check the plans deductible and copay. PPOs have lower deductibles and copays.<\/li>\n<li><strong>Build health savings<\/strong> &#8211;\u00a0Review HSA eligibility, NAU funding, and your contribution amount. Save for future expenses.<\/li>\n<li><strong>Keep specific providers<\/strong> -Start with the network. Remove plans that do not include your care team.<\/li>\n<\/ul>\n<h2><div class=\"eplus-bg-color-row bg-color-nau-yellow\"><div class=\"eplus-bg-color-row-content\">Frequently Asked Questions (FAQs)<\/div><\/div><\/h2>\n<h3>How to Choose a Medical Plan<\/h3>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"How do I find out if my provider is in the plan\u2019s networks?_0\" id=\"shortcode-accordion-1-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-1-panel\">\n            How do I find out if my provider is in the plan\u2019s networks?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-1-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-1-trigger\" inert>\n        <html><body>\n<p>Use the plan\u2019s provider search.<\/p>\n<ul>\n<li><strong>NAU PPO and NAU HDHP<\/strong> use the same nationwide PPO network. You can search for a providers at <a href=\"https:\/\/www.azblue.com\/find-a-doctor\">find-a-doctor<\/a><\/li>\n<li>S<strong>tate of AZ<\/strong> has two vendors BlueCross\/BlueShield and UnitedHealthCare. Both have vendors have different nationwide networks. You can search for a provider at\u00a0 <a href=\"https:\/\/www.azblue.com\/stateofaz\/find-a-doctor\">BCBS of Provider Search<\/a> or <a href=\"https:\/\/findcare.guest.uhc.com\/guest-plan-selection\/browse?coverageType=M&amp;chipValue=All\">UHC provider search<\/a><\/li>\n<\/ul>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"How do I find out if my prescriptions are covered by the plan?_0\" id=\"shortcode-accordion-2-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-2-panel\">\n            How do I find out if my prescriptions are covered by the plan?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-2-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-2-trigger\" inert>\n        <html><body>\n<p>Look up your prescription on the plan\u2019s pharmacy list<\/p>\n<ul>\n<li><strong>NAU BCBS<\/strong> (PPO &amp; HDHP)- <a href=\"https:\/\/www.azblue.com\/pharmacy\/standard-pharmacy-plans\">Open Drug List<\/a><\/li>\n<li><strong>State of AZ<\/strong> (PPO &amp; HDHP) \u2013 <a href=\"https:\/\/benefitoptions.az.gov\/pharmacy\"><strong>Medimpact Pharmacy Lists<\/strong><\/a><\/li>\n<\/ul>\n<p><strong>Questions to ask yourself<\/strong><\/p>\n<ul>\n<li>Do I take any medications regularly?<\/li>\n<li>Are any medications expensive or specialty drugs?<\/li>\n<li>With most plans, drugs are assigned to pricing tiers. What you pay for a certain drug will depend on which tier it belongs to.<\/li>\n<li>Have I checked how my medications would be covered under the HDHP?<\/li>\n<\/ul>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"How are prescription covered under a PPO vs a HDHP_0\" id=\"shortcode-accordion-3-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-3-panel\">\n            How are prescription covered under a PPO vs a HDHP\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-3-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-3-trigger\" inert>\n        <html><body>\n<div>\n<ul>\n<li><strong>PPO:<\/strong> Prescription drugs are covered <strong>before you meet the deductible<\/strong>. You pay the applicable prescription copay based on the drug\u2019s tier.<\/li>\n<li><strong>HDHP:<\/strong> Prescription drugs are generally subject to the deductible. <strong>After you meet the deductible<\/strong>, you pay the applicable prescription copay. Preventive prescriptions on the <strong>HSA Preventive Drug List<\/strong> are not subject to the deductible, and your copay is based on the drug\u2019s tier.<\/li>\n<\/ul>\n<\/div>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"How do I review my claims under my current plan?_0\" id=\"shortcode-accordion-4-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-4-panel\">\n            How do I review my claims under my current plan?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-4-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-4-trigger\" inert>\n        <html><body>\n<p>You can review your medical and prescription claims and current deductibles in your vendor portal \u2013 <a href=\"https:\/\/www.azblue.com\/individualsandfamilies\">azblue.com<\/a> or <a href=\"https:\/\/myuhc.com\/\">https:\/\/myuhc.com\/<\/a><\/p>\n<p>You can then compare how those claims would be covered under another medical such as the NAU\u2019s HDHP\\HSA.<\/p>\n<p><strong>Questions to ask yourself<\/strong><\/p>\n<ul>\n<li>How many primary care visits did I\/we have last year?<\/li>\n<li>How many specialist visits did I\/we have last year?<\/li>\n<li>Do I expect similar usage next year?<\/li>\n<li>Do I anticipate any surgeries, maternity care, or major procedures?<\/li>\n<\/ul>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"What are the premiums for 2027?What am I currently paying?_0\" id=\"shortcode-accordion-5-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-5-panel\">\n            What are the premiums for 2027?What am I currently paying?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-5-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-5-trigger\" inert>\n        <html><body>\n<p>You can find both the 2026 (current) and 2027 employee costs on the\u00a0<a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-voluntary-benefit-premium\/\">Benefit Premiums<\/a>\u00a0page.<\/p>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"What is the premium difference between the NAU PPO and the NAU HDHP ?_0\" id=\"shortcode-accordion-6-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-6-panel\">\n            What is the premium difference between the NAU PPO and the NAU HDHP ?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-6-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-6-trigger\" inert>\n        <html><body>\n<p>The difference is based on your coverage level.<\/p>\n<p>Review the <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-Compare-PPO-vs-HDHPHSA-1-1.pdf\">NAU PPO vs HDHPHSA <\/a>comparison for amounts.<\/p>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Where can I get help calculating my estimated Total Cost._0\" id=\"shortcode-accordion-7-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-7-panel\">\n            Where can I get help calculating my estimated Total Cost.\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-7-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-7-trigger\" inert>\n        <html><body>\n<p>Use the Estimate Your Total Medical Cost.\u00a0\u00a0It uses the estimated out-of-pocket cost your provide along with the 2027 premiums, deductibles and out-of-pocket maximums.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><a href=\"https:\/\/nau0.sharepoint.com\/:u:\/s\/HRISTeam\/IQA-hLKtJ7bpR6APlLdUeZayARsRjAu96VW9Ws-nG2Re4B8?e=jCOYH9\" target=\"_blank\" rel=\"noopener\">Estimate Your Total Cost<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"How can I cover the in-network deductible if something unexpected happens?_0\" id=\"shortcode-accordion-8-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-8-panel\">\n            How can I cover the in-network deductible if something unexpected happens?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-8-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-8-trigger\" inert>\n        <html><body>\n<p>You could use savings, credit card, health savings account or set up a payment plan with the provider. <em>Remember NAU contributes to the Health Savings Account for both HDHP plans.<\/em><\/p>\n<p><strong>2027 NAU Plan Deductibles<\/strong><\/p><div class=\"shortcode-column-container\"><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><em>NAU Plans<\/em><\/p>\n<ul>\n<li>NAU HDHP: In-network deductible $1,750 individual\/$3,500 family<\/li>\n<li>NAU PPO- In-network deductible $600 individual\/$1,200 family\n<\/li><\/ul><\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n\n<p><em>State of AZ Plans<\/em><\/p>\n<ul>\n<li>State of AZ HDHP: In-network deductible $1,785 individual\/ $3,570family<\/li>\n<li>State of AZ PPO: In-network deductible $0 deductible individual\/$0 deductible family<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n<p><strong>NAU HSA Contributions<\/strong><\/p><div class=\"shortcode-column-container\"><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><em>NAU HDHP\u00a0<\/em><\/p>\n<p>NAU will contribute $1,000 individual and $2,000 family towards your health savings account. NAU will deposit $500 and $1,000 in January, $250\/$500 in July and October.\n<\/p><\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><em>State of AZ HDHP<\/em><\/p>\n<p>NAU will contribute $720 and $1,400 over 26 pay periods for the State of AZ HDHP. Equal portion is deposited each pay period.<\/p>\n\n<\/div>\n<\/div><\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"How do I find my year-to-date premium cost for 2026?_0\" id=\"shortcode-accordion-9-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-9-panel\">\n            How do I find my year-to-date premium cost for 2026?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-9-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-9-trigger\" inert>\n        <html><body>\n<p>You can find the year-to-date premium cost on your latest check.<\/p>\n<ul>\n<li>There are 26 pay periods in a year.<\/li>\n<li>The last pay period for current benefits is 12\/07\/2026-12\/20\/2026, paid on 12\/11\/2026.<\/li>\n<li>More pay period dates can be found- <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/244\/2026\/09\/Payroll-Schedule.pdf\">https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/244\/2026\/09\/Payroll-Schedule.pdf<\/a><\/li>\n<\/ul>\n<p>Your paycheck history is accessible in Employee Self-Service through <a href=\"https:\/\/hr.peoplesoft.nau.edu\/\"><strong>LOUIE \u2013 HR\u00a0 <\/strong><\/a>&gt; Payroll and Compensation &gt; View Paycheck&gt;Select most recent paycheck by clicking on check<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-landscape-image wp-image-24956\" src=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/10\/Paycheck-Listing-464x348.jpg\" alt=\"image of a paycheck listing in peoplesoft\" width=\"464\" height=\"348\"><\/p>\n<div class=\"shortcode-column-container\"><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p>On your check look at Before-Tax Deductions for your premium cost.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-landscape-image wp-image-24918\" src=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/10\/Before-tax-464x348.jpg\" alt=\"\" width=\"464\" height=\"348\" srcset=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/10\/Before-tax-464x348.jpg 464w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/10\/Before-tax-800x600.jpg 800w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/10\/Before-tax-232x174.jpg 232w\" sizes=\"(max-width: 464px) 100vw, 464px\" \/><\/p>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p>If you want to see what NAU pays look at Employer Paid Benefits<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-landscape-image wp-image-24915\" src=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/10\/Employer-Paid-464x348.jpg\" alt=\"\" width=\"464\" height=\"348\" srcset=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/10\/Employer-Paid-464x348.jpg 464w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/10\/Employer-Paid-800x600.jpg 800w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/10\/Employer-Paid-232x174.jpg 232w\" sizes=\"(max-width: 464px) 100vw, 464px\" \/><\/p>\n\n<\/div>\n<\/div><\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"What resources are available to help me review my choices?_0\" id=\"shortcode-accordion-10-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-10-panel\">\n            What resources are available to help me review my choices?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-10-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-10-trigger\" inert>\n        <html><body>\n<p><strong>Open Enrollment pages<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/open-enrollment-4\/\">Open Enrollment Central<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-oe-changes\/\">What\u2019s Changing<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-oe-events\/\">Open Enrollment Events<\/a><\/li>\n<\/ul>\n<h4><strong>Plan Information<\/strong><\/h4>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-contact-information\/\">Benefit Contacts<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/Human-Resources\/Benefits\/Benefit-Plan-Document\/\" target=\"_blank\" rel=\"noopener\">Summary of Benefits and Coverage<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-Compare-PPO-vs-HDHPHSA-1-1.pdf\">NAU PPO vs HDHPHSA<\/a><\/li>\n<\/ul>\n<p>Tools, calculator<\/p><\/body><\/html>\n    <\/div>\n<\/div>\n\n<h3>Open Enrollment<\/h3>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"When is Open Enrollment?_0\" id=\"shortcode-accordion-11-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-11-panel\">\n            When is Open Enrollment?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-11-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-11-trigger\" inert>\n        <html><body>\n<p>October 19 through November 6, 2026. All employees will need to make an affirmative selection during that window to choose their <strong>medical plan<\/strong> for 2027.<\/p>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"What happens if I do not make any elections? _0\" id=\"shortcode-accordion-12-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-12-panel\">\n            What happens if I do not make any elections? \n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-12-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-12-trigger\" inert>\n        <html><body>\n<p>If you do not make a medical plan election or FSA medical, dependent election, you will not have medical coverage or flexible spending account for 2027.<\/p>\n<p>Your current dental, vision, life insurance, and short-term disability coverage will continue into 2027 if no changes are made.<\/p>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"How do I make my open enrollment elections?_0\" id=\"shortcode-accordion-13-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-13-panel\">\n            How do I make my open enrollment elections?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-13-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-13-trigger\" inert>\n        <html><body>\n<p>When you\u2019re ready, you will make changes to your benefits through LOUIE Self Service.<\/p>\n<ul>\n<li>Sign on to <a href=\"https:\/\/hr.peoplesoft.nau.edu\"><strong>LOUIE \u2013 HR<\/strong><\/a> with your NAU credentials.<\/li>\n<li>Click the \u2018<strong>Benefits\u2019<\/strong> tile on the HR Home Page.<\/li>\n<li>Select \u2018<strong>Benefits<\/strong> <strong>Enrollment\u2019<\/strong>.<\/li>\n<li>Click \u2018<strong>Select\u2019<\/strong> for the event displayed.<\/li>\n<li>Click \u2018<strong>Edit\u2019<\/strong> next to each benefit you want to change.<\/li>\n<li>Click \u2018<strong>Save and Continue\u2019<\/strong> after you make your changes.<\/li>\n<li>Finally click \u2018<strong>Submit\u2019<\/strong> to finalize your enrollment.<\/li>\n<\/ul>\n<ul>\n<li>For questions, contact Human Resources at <a href=\"mailto:nauhrbenefits@nau.edu\">nauhrbenefits@nau.edu<\/a> or call 928.523.2223.<\/li>\n<\/ul>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"How do I know if I have made my benefits elections? _0\" id=\"shortcode-accordion-14-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-14-panel\">\n            How do I know if I have made my benefits elections? \n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-14-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-14-trigger\" inert>\n        <html><body>\n<p>Shortly after you submit your elections you will receive an email after you have submitted your enrollment elections.<\/p>\n<p>The day after you make your elections you can check your elections by logging into Louie-HR&gt;Click on Benefits&gt;Benefits Summary&gt; change date to <strong>01\/01\/2027 <\/strong>and click go. You will be able to see your elections for 2027<\/p>\n<p>NAU Benefits will send an enrollment confirmation late November. Please review once you receive this email, if you see an issue, please contact NAU Benefits immediately.<\/p>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Can I still go to Campus Health if I do not elect the NAU PPO?_0\" id=\"shortcode-accordion-15-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-15-panel\">\n            Can I still go to Campus Health if I do not elect the NAU PPO?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-15-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-15-trigger\" inert>\n        <html><body>\n<p>Yes, you can.<\/p>\n<ul>\n<li>If enrolled in the NAU HDHP you will pay the allowed amount for the service until you meet your deductible then you will pay the coinsurance.<\/li>\n<li>If enrolled in the State PPO you will pay the copay.<\/li>\n<li>If enrolled in the State HDHP\u00a0you will pay the allowed amount for the service until you meet your deductible then you will pay the coinsurance.<strong>\u00a0<\/strong><\/li>\n<\/ul>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"I signed up for the HDHP and received by card, why does it say PPO and not HDHP?_0\" id=\"shortcode-accordion-16-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-16-panel\">\n            I signed up for the HDHP and received by card, why does it say PPO and not HDHP?\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-16-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-16-trigger\" inert>\n        <html><body>\n<p>The HDHP is a PPO with a high deductible and uses the network as PPO.<\/p>\n<p>Look at the deductible amount listed on your card to verify the plan.<\/p>\n<\/body><\/html>\n    <\/div>\n<\/div>\n\n<p>&nbsp;<\/p>\n<h3>Social Security and Medicare<\/h3>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"I am\\my dependent is turning 65 soon. What do I do? _0\" id=\"shortcode-accordion-17-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-17-panel\">\n            I am\\my dependent is turning 65 soon. What do I do? \n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-17-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-17-trigger\" inert>\n        <html><body>\n<div>\n<p>Medicare is administered by the Social Security Administration (SSA) and the Department of Health and Human Services, so NAU can provide only general guidance. For questions about Medicare enrollment, costs, or timing, we recommend contacting SSA directly or scheduling an appointment.<\/p>\n<p><a href=\"https:\/\/www.medicare.gov\/medicare-and-you\" target=\"_blank\" rel=\"noopener\">Download the Medicare and You Handbook<\/a><\/p>\n<p>You and your dependents are <strong>not required to enroll in Medicare while covered under NAU\u2019s active employee medical plan<\/strong>. When you retire or leave NAU, you may qualify for a Medicare Special Enrollment Period. SSA will provide a form verifying your active employee coverage, which NAU can complete for you.<\/p>\n<p>If your spouse enrolls in Medicare at age 65, gaining Medicare coverage is a <strong>Qualified Life Event (QLE)<\/strong>. You may choose to remove your spouse from your NAU medical coverage by submitting the QLE documentation within 31 days. <a class=\"fui-Link ___b4qm3y0 f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv f1mo0ibp fjoy568 ff5ikls f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f132whgj f1v74mp6\" tabindex=\"-1\" href=\"https:\/\/in.nau.edu\/human-resources\/enrolling-in-benefits\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-tabster='{\"restorer\":{\"type\":1}}'>Learn more about Qualified Life Events<\/a>.<\/p>\n<p>If you choose to enroll in Medicare while actively employed and remain enrolled in NAU coverage, NAU\u2019s plan would generally remain primary and Medicare secondary. You would also continue paying the applicable premiums for both coverages.<\/p>\n<\/div>\n<\/body><\/html>\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"How can I learn about Medicare and Social Security? _0\" id=\"shortcode-accordion-18-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-18-panel\">\n            How can I learn about Medicare and Social Security? \n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-18-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-18-trigger\" inert>\n        <html><body>\n<div class=\"shortcode-column-container\"><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p>Social Security will be hosting an online seminar for NAU employees on October 27, 2026 at 11:00 am. Link to join meeting below.<\/p>\n<p><strong>Microsoft Teams meeting<\/strong><\/p>\n<p><strong>Join: <\/strong><a href=\"https:\/\/teams.microsoft.com\/meet\/263640270725328?p=ZbOei2WYCjGifY0vjo\">https:\/\/teams.microsoft.com\/meet\/263640270725328?p=ZbOei2WYCjGifY0vjo<\/a><\/p>\n<p>Meeting ID: 263 640 270 725 328<\/p>\n<p>Passcode: EC24Nm6B<\/p>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><img decoding=\"async\" class=\"alignnone size-landscape-image wp-image-24925\" src=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/10\/medicare-presentation-396x348.jpg\" alt=\"\" width=\"396\" height=\"348\">\n<\/p><\/div>\n<\/div>\n<p><strong>Medicare<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.medicare.gov\/\" target=\"_blank\" rel=\"noopener\">Medicare.gov<\/a><\/li>\n<li><a href=\"https:\/\/www.medicare.gov\/medicare-and-you\" target=\"_blank\" rel=\"noopener\">Download the Medicare and You Handbook<\/a><\/li>\n<li><a href=\"https:\/\/www.ssa.gov\/pubs\/EN-05-10043.pdf\">Medicare Publications<\/a><\/li>\n<\/ul>\n<p><strong>Social Security<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.ssa.gov\/pubs\/EN-05-10035.pdf\">Social Security Benefits\u00a0<\/a><\/li>\n<li><a href=\"https:\/\/www.ssa.gov\/pubs\/EN-05-10127.pdf\">What Every Woman Should Know About Social Security<\/a><\/li>\n<li><a href=\"https:\/\/www.ssa.gov\/pubs\/EN-05-10069.pdf\">How Work Affects Your Social Security Benefits<\/a><\/li>\n<\/ul>\n<\/body><\/html>\n    <\/div>\n<\/div>\n\n<p>________________________________________________________________________________<\/p>\n<p>&nbsp;<\/p>\n<!-- shortcode-right-column -->\n<div class=\"shortcode-right-column\" >\n    <div class=\"shortcode-right-column__container\">\n<h4><div class=\"eplus-bg-color-row bg-color-nau-yellow\"><div class=\"eplus-bg-color-row-content\">Five Cost Terms<\/div><\/div><\/h4>\n<ul>\n<li>\n<h4><strong>Premium<\/strong><\/h4>\n<\/li>\n<li>Amount deducted from your paycheck for coverage.<\/li>\n<li>\n<h4><strong>Deductible<\/strong><\/h4>\n<\/li>\n<li>Amount you pay before the plan begins sharing the cost of many covered services.<\/li>\n<li>\n<h4><strong>Copay<\/strong><\/h4>\n<\/li>\n<li>is a fixed amount you pay for certain services or prescriptions.<\/li>\n<li>\n<h4><strong>Coinsurance<\/strong><\/h4>\n<\/li>\n<li>Percentage of the allowed cost you pay after meeting the deductible.<\/li>\n<li>\n<h4><strong>Out-of-pocket maximum<\/strong><\/h4>\n<\/li>\n<li>Annual limit on your covered cost sharing.<\/li>\n<\/ul>\n<hr \/>\n<div class=\"eplus-bg-color-row bg-color-extra-light-gray\"><div class=\"eplus-bg-color-row-content\">\n<h4 style=\"text-align: center\"><strong>Have an HR question? <\/strong><\/h4>\n<h4 style=\"text-align: center\"><strong>Ask Louie!<\/strong><\/h4>\n<p>Our new HR Chatbot is ready to help. Find Louie in the bottom-right corner of your screen.<\/p>\n<\/div><\/div>\n<hr \/>\n<h3><div class=\"eplus-bg-color-row bg-color-dark-blue\"><div class=\"eplus-bg-color-row-content\">Resources<\/div><\/div><\/h3>\n<h4>Open Enrollment<\/h4>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/open-enrollment-4\/\" target=\"_blank\" rel=\"noopener\">Open Enrollment Central<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-oe-changes\/\" target=\"_blank\" rel=\"noopener\">What\u2019s Changing<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-oe-events\/\" target=\"_blank\" rel=\"noopener\">OE Events<\/a><\/li>\n<\/ul>\n<h4>2027 Premiums<\/h4>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-voluntary-benefit-premium\/\" target=\"_blank\" rel=\"noopener\">Benefit Premiums<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/paying-your-premiums\/\" target=\"_blank\" rel=\"noopener\">Paying for Coverage<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-MEDICAL-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Medical Comparison<\/a><\/li>\n<\/ul>\n<h4><strong>Plan Information<\/strong><\/h4>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-contact-information\/\" target=\"_blank\" rel=\"noopener\">Benefit Contacts<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/Human-Resources\/Benefits\/Benefit-Plan-Document\/\" target=\"_blank\" rel=\"noopener\">Summary of Benefits and Coverage<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-Compare-PPO-vs-HDHPHSA-1-1.pdf\" target=\"_blank\" rel=\"noopener\">NAU PPO vs HDHPHSA<\/a><\/li>\n<\/ul>\n<h4><strong>2027 Plan Comparisons<\/strong><\/h4>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-VOLUNTARY-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Benefits<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-MEDICAL-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Medical<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-Compare-PPO-vs-HDHPHSA-1-1.pdf\" target=\"_blank\" rel=\"noopener\">NAU PPO vs HDHPHSA<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-DENTAL-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Dental<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-VISION-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Vision<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-LIFE-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Life Insurance<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-SHORT-TERM-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Short-Term Disability<\/a><\/li>\n<\/ul>\n<h4><strong>Prescriptions<\/strong><\/h4>\n<ul>\n<li><a href=\"https:\/\/www.azblue.com\/pharmacy\/standard-pharmacy-plans\" target=\"_blank\" rel=\"noopener\">BCBSAZ Open Drug List<\/a><\/li>\n<li><a href=\"https:\/\/fm.formularynavigator.com\/fbo\/68\/hsa_preventive_drug_list.pdf\" target=\"_blank\" rel=\"noopener\">HSA Preventive Drug List<\/a><\/li>\n<li><a href=\"https:\/\/www.goodrx.com\/?srsltid=AU7gw4WI3ZhN8GD7AqLA_POOI8WY17IDj1UHf6Zl_fnJfoChcjZ-weeu\" target=\"_blank\" rel=\"noopener\">Good RX<\/a><\/li>\n<li><a href=\"https:\/\/benefitoptions.az.gov\/prescriptions\" target=\"_blank\" rel=\"noopener\">MedImpact Formulary List<\/a> (State of AZ )<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Choose a Medical Plan\u00a0with Confidence This year all employees are required to make a medical election during Open Enrollment. Choosing a medical plan can feel complicated, but focusing on a few important factors can make the process easier. Choose a Medical Plan with Confidence Video Before comparing plan costs, start by asking yourself four questions. [&hellip;]<\/p>\n","protected":false},"author":619,"featured_media":13090,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ring_central_script_selection":"","footnotes":""},"class_list":["post-24876","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/24876","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/users\/619"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=24876"}],"version-history":[{"count":26,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/24876\/revisions"}],"predecessor-version":[{"id":25025,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/24876\/revisions\/25025"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media\/13090"}],"wp:attachment":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=24876"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}