{"id":2107,"date":"2018-07-16T11:18:22","date_gmt":"2018-07-16T18:18:22","guid":{"rendered":"https:\/\/vendor.hub.wp.nau.edu\/human-resources\/basic-life-insurance-and-ad-d\/"},"modified":"2025-12-18T23:33:36","modified_gmt":"2025-12-18T23:33:36","slug":"basic-life-insurance-and-ad-d","status":"publish","type":"page","link":"https:\/\/in.nau.edu\/human-resources\/basic-life-insurance-and-ad-d\/","title":{"rendered":"Benefits &#8211; Basic Life Insurance and AD and D"},"content":{"rendered":"<h1>Life Insurance<\/h1>\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p>NAU offers employees three types of life insurance coverage:<\/p>\n<ul>\n<li>Basic Life<\/li>\n<li>Supplemental and<\/li>\n<li>Dependent<\/li>\n<\/ul>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><img decoding=\"async\" class=\"alignnone wp-image-17861\" src=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/06\/Life-Family-Photo-by-Nathan-Dumlao-on-unsplash-464x348.jpg\" alt=\"\" width=\"341\" height=\"256\" srcset=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/06\/Life-Family-Photo-by-Nathan-Dumlao-on-unsplash-464x348.jpg 464w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/06\/Life-Family-Photo-by-Nathan-Dumlao-on-unsplash-800x600.jpg 800w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/06\/Life-Family-Photo-by-Nathan-Dumlao-on-unsplash-232x174.jpg 232w\" sizes=\"(max-width: 341px) 100vw, 341px\" \/>\n<\/div>\n<\/div>\n<h2><strong>Basic Life Insurance<\/strong><\/h2>\n<p>You are provided $15,000 of Basic Life Insurance and $15,000 of AD&amp;D insurance at no cost to you through Securian.<\/p>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<h3><strong>Supplemental and Dependent Life\u00a0\u00a0<\/strong><\/h3>\n<p>You can purchase coverage through both NAU&#8217;s plan through the Hartford the State of AZ&#8217;s plan through Securian.<\/p>\n<!-- shortcode-tab -->\n<div class='shortcode-tab-container tab-count-2'>\n    <ul class='tabs'>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"NAU \u2013 The Hartford_1\">\n                <div class=\"shortcode-tab-header selected\">\n                    <h4>\n                        NAU \u2013 The Hartford <span class=\"screen-reader-text\">Tab Open<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"State of AZ \u2013 Securian_2\">\n                <div class=\"shortcode-tab-header \">\n                    <h4>\n                        State of AZ \u2013 Securian <span class=\"screen-reader-text\">Tab Closed<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n            <\/ul>\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion \" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"NAU \u2013 The Hartford_1\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>NAU \u2013 The Hartford <span class=\"screen-reader-text\">Accordion Open<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<p><strong><em>Supplemental<\/em><\/strong><\/p>\n<ul>\n<li>When eligible, you may can purchase 1,2, or 3 times salary. The maximum benefit is the lesser of three times salary or $300,000.<\/li>\n<li>During Open Enrollment, you may purchase additional 1 times salary.<\/li>\n<li>Coverage amount reduced 40% age 70+<\/li>\n<\/ul>\n<p><strong><em>Dependent<\/em><\/strong><\/p>\n<ul>\n<li>You may purchase the following amounts: $5,000 or $10,000<\/li>\n<li>Covers your spouse &amp; eligible dependents.<\/li>\n<li>You are the beneficiary.<\/li>\n<\/ul>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"State of AZ \u2013 Securian_2\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>State of AZ \u2013 Securian <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<p><strong><em>Supplemental <\/em><\/strong><\/p>\n<ul>\n<li>When eligible, you may purchase coverage in increments of $5,000. Maximum benefit is the lesser of three times salary or $500,000.<\/li>\n<li>During Open Enrollment, you may purchase an additional $20,000 of coverage.<\/li>\n<\/ul>\n<p><strong><em>Dependent<\/em><\/strong><\/p>\n<ul>\n<li>You may purchase the following amounts: $2,000, $4,000, $6,000, $10,000, $12,000, $15,000 or $50,000.<\/li>\n<li>Covers your spouse &amp; all eligible dependents.<\/li>\n<li>You are the beneficiary.<\/li>\n<li>To purchase $50,000, you must enroll in $35,000+ of supplemental coverage.<\/li>\n<\/ul>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n    <\/div>\n\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<p><b>Dual enrollment of Supplemental and Dependent life is not allowed. <\/b>You, your spouse and dependent child can only be covered once under each option. For example, if you and your spouse are both eligible for State of AZ benefits, then you cannot be enrolled as employee under your plan and as a dependent under your spouse\u2019s plan.<\/p>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<h3>Beneficiaries<\/h3>\n<div>\n<p>In the event of your death, your basic life and supplemental individual life insurance benefit will be paid to your designated beneficiary. If you choose more than one beneficiary, you can define the amount paid or a percent paid to each beneficiary.<\/p>\n<ul>\n<li>A <strong>primary beneficiary<\/strong> receives 100% of the designated amount\/percent<\/li>\n<li>A <strong>contingent beneficiary<\/strong> receives a benefit only if all of the primary beneficiaries are deceased.<\/li>\n<\/ul>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<h3><strong>Portability and Conversion<\/strong><\/h3>\n<p>You and\/or your dependents may have the option to port or convert your life insurance coverage if you leave the NAU.<\/p>\n<ul>\n<li><em>Hartford:<\/em> Policy# 805644 Group Phone: 800-882-8395<\/li>\n<li><em>Securian<\/em>: Policy #34681- Phone: 1-866-365 -2374 select Option 4 or log onto: lifebenefits.com\/continue and enter Policy Number: 34681 and Access Key: Arizona<\/li>\n<\/ul>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<\/div>\n<h2>Still have questions?<\/h2>\n<p>Contact the Benefits Team at nauhrbenefits@nau.edu or call (928) 523-2223<\/p>\n<!-- shortcode-right-column -->\n<div class=\"shortcode-right-column\" >\n    <div class=\"shortcode-right-column__container\">\n<h4 style=\"text-align: center\"><div class=\"eplus-bg-color-row bg-color-nau-yellow\"><div class=\"eplus-bg-color-row-content\">Questions??? <u>Review FAQs<\/u><\/div><\/div><\/h4>\n<p>&nbsp;<\/p>\n<h3><div class=\"eplus-bg-color-row bg-color-dark-blue\"><div class=\"eplus-bg-color-row-content\">Resources\u00a0<\/div><\/div><\/h3>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-orientation-videos\/\">Orientation Videos<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2020\/04\/Accessible-Appendix-A-Benefit-Eligibility-by-Benefit-Plan-and-Employment-Category.pdf\">Employee Premiums<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2022\/10\/BN_NAU-Benefit-Guide-1.pdf\">Plan Documents and Policies<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-contact-information\/\">Vendor Contact Information<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life Insurance Basic Life Insurance You are provided $15,000 of Basic Life Insurance and $15,000 of AD&amp;D insurance at no cost to you through Securian. Supplemental and Dependent Life\u00a0\u00a0 You can purchase coverage through both NAU&#8217;s plan through the Hartford the State of AZ&#8217;s plan through Securian. Dual enrollment of Supplemental and Dependent life is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16816,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","ring_central_script_selection":"","footnotes":""},"class_list":["post-2107","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/2107","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=2107"}],"version-history":[{"count":0,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/2107\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media\/16816"}],"wp:attachment":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=2107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}