{"id":2052,"date":"2018-07-16T11:17:44","date_gmt":"2018-07-16T18:17:44","guid":{"rendered":"https:\/\/vendor.hub.wp.nau.edu\/human-resources\/benefit-plan-document\/"},"modified":"2026-03-23T20:01:10","modified_gmt":"2026-03-23T20:01:10","slug":"benefit-plan-document","status":"publish","type":"page","link":"https:\/\/in.nau.edu\/human-resources\/benefit-plan-document\/","title":{"rendered":"Benefits &#8211; Plan Documents and Policies"},"content":{"rendered":"<h1 style=\"text-align: center\"><strong>Benefit Plan Documents and Policies<\/strong><\/h1>\n<p>Benefit plans are governed by detailed plan descriptions and policies. The following documents, policies, plan books and summaries are provided for your review.<\/p>\n<p><em>Benefit programs are subject to change without prior notice, as determined by changes in federal or state laws or regulations, policies of the Arizona Board of Regents, Arizona Department of Administration rules, determinations by Northern Arizona University or plan changes implemented by benefit providers.<\/em><\/p>\n<h3><strong>Medical<\/strong><\/h3>\n<!-- shortcode-tab -->\n<div class='shortcode-tab-container tab-count-2'>\n    <ul class='tabs'>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Summary of Benefits and Coverage (SBC)_1\">\n                <div class=\"shortcode-tab-header selected\">\n                    <h4>\n                        Summary of Benefits and Coverage (SBC) <span class=\"screen-reader-text\">Tab Open<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Benefit Book and Plan Change Documents_2\">\n                <div class=\"shortcode-tab-header \">\n                    <h4>\n                        Benefit Book and Plan Change Documents <span class=\"screen-reader-text\">Tab Closed<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n            <\/ul>\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion \" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"Summary of Benefits and Coverage (SBC)_1\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>Summary of Benefits and Coverage (SBC) <span class=\"screen-reader-text\">Accordion Open<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<h4><strong>2026<\/strong><\/h4>\n<ul>\n<li>NAU BCBSAZ PPO &ndash; <strong><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2025\/10\/2026-AZ-PPO-SBC-4.pdf\">English<\/a><\/strong> &nbsp;<strong><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2025\/10\/00002-2026-PPO-Spanish-FAM.pdf\">Spanish&nbsp;<\/a><\/strong><\/li>\n<li>NAU BCBS HDHP &ndash;<strong> <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2025\/10\/00002-2026-NAU-HSA.pdf\">English<\/a><\/strong><strong> <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2025\/10\/00002-2026-Saver-Spanish-FAM.pdf\">Spanish<\/a>&nbsp;<\/strong><\/li>\n<li>State of AZ PPO &ndash;<strong> <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2025\/10\/2026-AZ-PPO-SBC-4.pdf\">English&nbsp;<\/a><\/strong><\/li>\n<li>State of AZ HDHP\/HSA &ndash;<strong> <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2025\/10\/State-of-AZ-PPO-HDHP_HSA.pdf\">English<\/a><\/strong><\/li>\n<\/ul>\n<h4>2025<\/h4>\n<ul>\n<li>NAU BCBSAZ PPO &ndash; <strong><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2024\/10\/BN_SBC_NAU_PPO_2025.pdf\">English<\/a> <\/strong><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2024\/10\/00002_00003-2025-PPO-FAM_ES-US.pdf\"><strong>Spanish&nbsp;<\/strong><\/a><\/li>\n<li>NAU BCBSAZ HDHP &ndash; <strong><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2024\/10\/BN_SBC_NAU_HDHP_2025.pdf\">English<\/a> <\/strong><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2024\/10\/00002_00003-2025-Saver-FAM_ES-US.pdf\"><strong>Spanish<\/strong><\/a><\/li>\n<li>State of AZ Triple Choice Plan (TCP) | <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2025\/03\/2025-TCP-SBC.pdf\" target=\"_blank\" rel=\"noopener\"><strong>English<\/strong><\/a><\/li>\n<li>State of AZ HDHP\/HSA | <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2025\/03\/2025-HDHP-SBC.pdf\" target=\"_blank\" rel=\"noopener\"><strong>English<\/strong><\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/drive.google.com\/file\/d\/10F6QHoteA-_klUcms3nZBSAieqyRlEhc\/view?usp=sharing\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Uniform Glossary of Coverage and Medical Terms<\/strong><\/a><\/p>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"Benefit Book and Plan Change Documents_2\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>Benefit Book and Plan Change Documents <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<h4><strong>2026<\/strong><\/h4>\n<ul>\n<li>NAU BCBSAZ &ndash; PPO | <strong><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/03\/00002-NAU-PPO-20790-0126.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Book<\/a><\/strong><\/li>\n<li>NAU BCBSAZ &ndash; HDHPHSA |<strong> <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/03\/00002-NAU-PPO-SVR-23650-0126.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Book<\/a><\/strong><\/li>\n<\/ul>\n<h4><strong>2024<\/strong><\/h4>\n<ul>\n<li>State of AZ Triple Choice Plan (TCP) | <strong>&nbsp;<a href=\"https:\/\/drive.google.com\/file\/d\/1gd_LCQ1C48JvLEM90J5mUT1Yra7uKacU\/view?usp=drive_link\" target=\"_blank\" rel=\"noopener\">Summary Plan Description (SPD)<\/a><\/strong><\/li>\n<li>State of AZ HDHP\/HSA&nbsp; |&nbsp;&nbsp;<strong><a href=\"https:\/\/drive.google.com\/file\/d\/1ND02eFwt62EtFJ8KDrHAPqftbvxLD2vs\/view?usp=drive_link\" target=\"_blank\" rel=\"noopener\">Summary Plan Description (SPD)<\/a><\/strong><\/li>\n<\/ul>\n<p><strong>&nbsp;<\/strong><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2024\/10\/2025-NAU-Change-Sheet.pdf\">2025 NAU BCBSAZ Change Sheet<\/a><\/p>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n    <\/div>\n\n<h3><strong>Dental<\/strong><\/h3>\n<ul>\n<li>UHC Solstice S800B DHMO | <strong><a href=\"https:\/\/drive.google.com\/file\/d\/1T6rmk2gDS2M2jCQenVxDgOzYVrkbKMWz\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\">Enrollment Booklet with Schedule of Benefits<\/a> | <\/strong><a href=\"https:\/\/drive.google.com\/file\/d\/1TGAhRFhJpagEVmy-ddfUrX2mIeJNyiAo\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\"><strong>Summary Plan Description (SPD)\u00a0<\/strong><\/a><\/li>\n<li>Delta Dental PPO Plus Premier |<strong>\u00a0<a href=\"https:\/\/drive.google.com\/file\/d\/1THX8CoZr8SjyMUDqdo7fHgptR2X5YvrH\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\">Summary Plan Description (SPD)<\/a><\/strong><\/li>\n<\/ul>\n<h3><strong>Vision<\/strong><\/h3>\n<ul>\n<li>Avesis Vision |<strong> <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2024\/09\/INS_VISION_POLICY_2024.pdf\" target=\"_blank\" rel=\"noopener\">Policy<\/a>\u00a0<\/strong><\/li>\n<\/ul>\n<h3><strong>\u00a0<\/strong><strong>Flexible Spending Account<\/strong><\/h3>\n<p>Health Care and Dependent\\Day Care Flexible Spending Accounts Administered through ASI |<strong> <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2022\/03\/BN_PLN_DOC_FSA_PLAN_DESCRIPTION-01.01.2020.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Plan Description <\/a>\u00a0 \u00a0<a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2022\/03\/BN_PLN_DOC_FSA_6TH_AMENDMENT.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">6th Amendment<\/a><\/strong><\/p>\n<h3><strong>Life Insurance<\/strong><\/h3>\n<ul>\n<li>NAU Supplemental Life and Dependent Life through The Hartford |<strong>\u00a0<a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2020\/12\/The-Hartford_Life-ADD_Class-1_Booklet-updated-03.2023.pdf\">Policy<\/a><\/strong><\/li>\n<\/ul>\n<ul>\n<li>State of Arizona Basic, Supplemental and Dependent Life Insurance through Securian| <strong><a href=\"https:\/\/drive.google.com\/file\/d\/1dx60SzI59m7BrlADsDJHnlRb9dKuWxYH\/view?usp=drive_link\" target=\"_blank\" rel=\"noopener\">Policy<\/a><\/strong><\/li>\n<\/ul>\n<h3><strong>Short Term Disability <\/strong><\/h3>\n<ul>\n<li>NAU Short Term Disability through Unum |<strong> <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2020\/07\/BN_PLAN_STD_UNUM.pdf\">Policy\u00a0<\/a><\/strong><\/li>\n<li>State of Arizona Short Term Disability through MetLife | <strong><a href=\"https:\/\/www.metlife.com\/insurance\/disability-insurance\/short-term\/\">Policy<\/a><\/strong><\/li>\n<\/ul>\n<h3><strong>Long Term Disability\u00a0\u00a0 <\/strong><\/h3>\n<ul>\n<li>ASRS LTD Administered by Broadspire | <strong><a href=\"https:\/\/www.azasrs.gov\/content\/long-term-disability\">Employee Guide<\/a><\/strong><\/li>\n<li>ORP and PSPRS LTD through MetLife |<strong> <a href=\"https:\/\/drive.google.com\/file\/d\/1eRVcuziopH1ba54OAQ8vgeE1v0URmO8L\/view?usp=drive_link\" target=\"_blank\" rel=\"noopener\">Policy<\/a><\/strong><\/li>\n<\/ul>\n<h3><strong>Primary Retirement Plans<\/strong><\/h3>\n<ul>\n<li>Arizona State Retirement Plan | <strong><a href=\"https:\/\/www.azasrs.gov\/\">ASRS Website<\/a><\/strong><\/li>\n<li>Public Safety Personnel Retirement System |<strong> <a href=\"https:\/\/www.psprs.com\/\">PSPRS Website<\/a><\/strong><\/li>\n<li>Arizona University System Optional Retirement Plan (ORP) |<strong> <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2018\/07\/BN_PLN_DOC_ORP_PLAN_DESCRIPTION-ek.pdf\">Plan Document<\/a><\/strong><\/li>\n<\/ul>\n<h3><strong>\u00a0<\/strong><strong>Supplemental Retirement Plans<\/strong><\/h3>\n<ul>\n<li>Arizona University System Supplemental Retirement Plan | <strong><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/10\/403b-Basic-Plan-Document.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Plan Document<\/a>\u00a0 <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2020\/06\/403b-Plan-AdoptionAgreement.Collapsed.pdf\">Corresponding Adoption Agreement<\/a><\/strong><\/li>\n<li>State of Arizona 457 Deferred Compensation Plan |\u00a0<strong><a href=\"https:\/\/benefitoptions.az.gov\/azsmartsave\">Webpage <\/a><\/strong><\/li>\n<\/ul>\n<h3><strong>Other Benefit Plans<\/strong><\/h3>\n<ul>\n<li>Education Assistance |<strong><u> <a href=\"https:\/\/public.powerdms.com\/ABOR\/documents\/1499347\" target=\"_blank\" rel=\"noopener noreferrer\">ABOR policy 6-902<\/a><\/u> \u00a0\u00a0<u><a href=\"https:\/\/public.powerdms.com\/ABOR\/documents\/1499348\" target=\"_blank\" rel=\"noopener noreferrer\">ABOR policy 6-903<\/a><\/u><\/strong><\/li>\n<\/ul>\n<!-- shortcode-right-column -->\n<div class=\"shortcode-right-column\" >\n    <div class=\"shortcode-right-column__container\"><!-- shortcode-block -->\n<div class=\"shortcode-block\">\n      <div class=\"block-header\">\n        <h3>Important Information<\/h3>\n    <\/div>\n          <div class=\"block-body\">\n      <div>\n<p>To ensure you&#8217;re viewing current documents please clear your browser cache<strong>.\u00a0<\/strong><\/p>\n<p><a href=\"https:\/\/servicenow.nau.edu\/sp?id=kb_article&amp;sys_id=71026ba0dbc41b042a51fb451d961918\">How to clear your cache?<\/a><\/p>\n<\/div>\n          <\/div>\n  <\/div>\n\n<h2><strong><!-- shortcode-block -->\n<div class=\"shortcode-block\">\n      <div class=\"block-header\">\n        <h3>Resources<\/h3>\n    <\/div>\n      <\/div>\n<\/strong><\/h2>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-legal-notices\/\" target=\"_blank\" rel=\"noopener noreferrer\">Legal notices related to NAU&#8217;s benefit plans<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-contact-information\/\" target=\"_blank\" rel=\"noopener noreferrer\">Benefit vendor contact information<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Benefit Plan Documents and Policies Benefit plans are governed by detailed plan descriptions and policies. The following documents, policies, plan books and summaries are provided for your review. Benefit programs are subject to change without prior notice, as determined by changes in federal or state laws or regulations, policies of the Arizona Board of Regents, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15084,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","ring_central_script_selection":"","footnotes":""},"class_list":["post-2052","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/2052","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=2052"}],"version-history":[{"count":7,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/2052\/revisions"}],"predecessor-version":[{"id":24049,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/2052\/revisions\/24049"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media\/15084"}],"wp:attachment":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=2052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}