{"id":19176,"date":"2023-09-28T14:24:28","date_gmt":"2023-09-28T21:24:28","guid":{"rendered":"https:\/\/in.nau.edu\/human-resources\/?page_id=19176"},"modified":"2026-09-30T22:20:13","modified_gmt":"2026-09-30T22:20:13","slug":"benefits-oe-changes","status":"publish","type":"page","link":"https:\/\/in.nau.edu\/human-resources\/benefits-oe-changes\/","title":{"rendered":"Benefits &#8211; OE Changes"},"content":{"rendered":"<h1>What&#8217;s changing<\/h1>\n<p>There are several updates to your benefits this year\u2014take a moment to check them out and make sure everything still works for you and your family.\u00a0 Here\u2019s what\u2019s changing:<\/p>\n<ul>\n<li><strong>Medical Plans:<\/strong> Both NAU and State of AZ plans have changes. Be sure to review the details below. <strong>Remember everyone needs to re-enroll in medical coverage this year!<\/strong><\/li>\n<li><strong>Health Savings Accounts (HSA):<\/strong> You can now contribute more\u2014thanks to new IRS limits!<\/li>\n<li><strong>Flexible Spending Accounts (FSA):<\/strong> Same deal\u2014higher contribution limits for both the Health Care and Dependent\\Day Care accounts.<\/li>\n<\/ul>\n<p>There are no changes in premiums, providers and coverage for the Dental, vision, Life Insurance and Short-Term Disability plans<\/p>\n<h2>Medical<\/h2>\n<p>There are changes to all the medical plans. This year <strong>everyone will need to re-enroll in medical coverage<\/strong> so it is important for you to take the time review the premiums and benefits of each plan and select the plan that best meets your family&#8217;s budget and coverage requirements.<\/p>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-MEDICAL-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Compare Medical plans<\/a> plans.<\/li>\n<\/ul>\n<h3><strong>NAU BCBSAZ PPO<\/strong><\/h3>\n<ul>\n<li><strong>The deductibles, co-pays, out of pocket maximums<\/strong> will remain the same.<\/li>\n<li><strong>Employee premiums <\/strong>will increase between $34.80 and $131.05 per pay period depending on the coverage level elected.<\/li>\n<\/ul>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Deductibles and Out-of-Pocket\u00a0Maximum _0\" id=\"shortcode-accordion-1-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-1-panel\">\n            Deductibles and Out-of-Pocket\u00a0Maximum \n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-1-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-1-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<h4>Deductible<\/h4>\n<p><strong>No change<\/strong><\/p>\n<p><em>In-Network <\/em><\/p>\n<ul>\n<li>$600 Individual<\/li>\n<li>$1,200 Family<\/li>\n<\/ul>\n<p><em>Out-of-Network&nbsp;<\/em><\/p>\n<ul>\n<li>$1,200 Individual<\/li>\n<li>$2,400 Family<\/li>\n<\/ul>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<h4><strong>Out-of-Pocket Maximum<\/strong><\/h4>\n<p><strong>No change<\/strong><\/p>\n<p><em>In-Network <\/em><\/p>\n<ul>\n<li>$1,000 Individual<\/li>\n<li>$2,000 Family<\/li>\n<\/ul>\n<p><em>Out-of-Network&nbsp;<\/em><\/p>\n<ul>\n<li>$11,250 Individual<\/li>\n<li>$22,500 Family<\/li>\n<\/ul>\n\n<\/div>\n<\/div><\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Per Pay Employee Premiums_0\" id=\"shortcode-accordion-2-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-2-panel\">\n            Per Pay Employee Premiums\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-2-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-2-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><strong>Current<\/strong><\/p>\n<ul>\n<li>Employee Only:&nbsp;$75.10<\/li>\n<li>Employee + Adult: $194.86<\/li>\n<li>Employee + Child: $139.19<\/li>\n<li>Family: $282.81<\/li>\n<\/ul>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><strong>January 1, 2027<\/strong><\/p>\n<ul>\n<li>Employee Only:&nbsp; $109.90\\ $34.80 increase<\/li>\n<li>Employee + Adult:&nbsp;$285.16\\ $90.30 increase<\/li>\n<li>Employee + Child: $203.69\\ $64.50 increase<\/li>\n<li>Family: $413.86\\ $131.05 increase<\/li>\n<\/ul>\n\n<\/div>\n<\/div><\/body><\/html>\n\n    <\/div>\n<\/div>\n\n<h3><strong>NAU BCBSAZ High Deductible Health Plan &amp; Health Care Saving Account<\/strong><\/h3>\n<ul>\n<li>\u00a0<strong>Deductibles <\/strong>will increase to the 2027 IRS minimum.<\/li>\n<li>The <strong>Out-of-Pocket maximums<\/strong> will remain the same.<\/li>\n<li><strong>NAU&#8217;s contributions<\/strong> to the employees Health Care Savings Account will be increasing.<\/li>\n<li><strong>Employee premiums<\/strong> will remain the same for the 6th straight year.<\/li>\n<\/ul>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Deductibles and Out-of-Pocket\u00a0Maximum _0\" id=\"shortcode-accordion-5-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-5-panel\">\n            Deductibles and Out-of-Pocket\u00a0Maximum \n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-5-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-5-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<!-- shortcode-tab -->\n<div class='shortcode-tab-container tab-count-2'>\n    <ul class='tabs'>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Deductible_1\">\n                <div class=\"shortcode-tab-header selected\">\n                    <h4>\n                        Deductible <span class=\"screen-reader-text\">Tab Open<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Out-of-Pocket Maximum_2\">\n                <div class=\"shortcode-tab-header \">\n                    <h4>\n                        Out-of-Pocket Maximum <span class=\"screen-reader-text\">Tab Closed<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n            <\/ul>\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion \" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Deductible_1\" id=\"shortcode-accordion-3-trigger\" aria-expanded=\"true\" aria-controls=\"shortcode-accordion-3-panel\">\n            Deductible\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-3-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-3-trigger\" >\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><strong>Current<\/strong><\/p>\n<p><em>In-Network <\/em><\/p>\n<ul>\n<li>$1,700 Individual<\/li>\n<li>&nbsp;$3,400 Family<\/li>\n<\/ul>\n<p><em>Out-of-Network&nbsp;<\/em><\/p>\n<ul>\n<li>$3,400 Individual<\/li>\n<li>$6,800 Family<\/li>\n<\/ul>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><strong>January 1, 2027<\/strong><\/p>\n<p><em>In-Network <\/em><\/p>\n<ul>\n<li>$1,750 Individual<\/li>\n<li>$3,500 Family<\/li>\n<\/ul>\n<p><em>Out-of-Network&nbsp;<\/em><\/p>\n<ul>\n<li>$3,500 Individual<\/li>\n<li>$7,000 Family<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Out-of-Pocket Maximum_2\" id=\"shortcode-accordion-4-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-4-panel\">\n            Out-of-Pocket Maximum\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-4-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-4-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><strong>No Change<\/strong><\/p>\n<p><em>In-Network <\/em><\/p>\n<ul>\n<li>$2,000 Individual<\/li>\n<li>$4,000 Family\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    <\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><em>Out-of-Network&nbsp;<\/em><\/p>\n<ul>\n<li>$5,000&nbsp; &nbsp;Individual<\/li>\n<li>$10,000 Family<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"HSA Contributions and Limits_0\" id=\"shortcode-accordion-8-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-8-panel\">\n            HSA Contributions and Limits\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-8-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-8-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<!-- shortcode-tab -->\n<div class='shortcode-tab-container tab-count-2'>\n    <ul class='tabs'>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Employee_1\">\n                <div class=\"shortcode-tab-header selected\">\n                    <h4>\n                        Employee <span class=\"screen-reader-text\">Tab Open<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Family_2\">\n                <div class=\"shortcode-tab-header \">\n                    <h4>\n                        Family <span class=\"screen-reader-text\">Tab Closed<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n            <\/ul>\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion \" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Employee_1\" id=\"shortcode-accordion-6-trigger\" aria-expanded=\"true\" aria-controls=\"shortcode-accordion-6-panel\">\n            Employee\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-6-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-6-trigger\" >\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<ul>\n<li>IRS annual maximum: <strong>&nbsp;$4,500<\/strong><\/li>\n<li>NAU annual contribution*: <strong>$1,000<\/strong><\/li>\n<li>Your maximum contribution:** <strong>$3,500.<\/strong><\/li>\n<\/ul>\n<p><em>*To help employees cover out-of-pocket expenses incurred in the beginning of the year, NAU will contribute $500 in January into the employee&rsquo;s HSA account.&nbsp; NAU will then contribute $250 July and $250 in October.<\/em><\/p>\n<p>*<em>*If you are 55 or older you can contribute an additional $1,000 annually.<\/em><\/p>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Family_2\" id=\"shortcode-accordion-7-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-7-panel\">\n            Family\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-7-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-7-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<ul>\n<li>IRS annual maximum: <strong>$9,000<\/strong><\/li>\n<li>NAU annual contribution*: <strong>$2,000<\/strong><\/li>\n<li>Your maximum contribution**: <strong>$7,000.<\/strong><\/li>\n<\/ul>\n<p><em>*To help employees cover out-of-pocket expenses incurred in the beginning of the year, NAU will contribute $1,000 in January into the employee&rsquo;s HSA account.&nbsp; NAU will then contribute $500 July and $500 in October.<\/em><\/p>\n<p><em>*If you are 55 or older you can contribute an additional $1,000 annually.<\/em><\/p>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Per Pay Employee Premiums_0\" id=\"shortcode-accordion-9-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-9-panel\">\n            Per Pay Employee Premiums\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-9-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-9-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p><strong>No Change<\/strong><\/p>\n<ul>\n<li>Employee Only: $5.54<\/li>\n<li>Employee + Adult: $21.23<\/li>\n<li>Employee + Child: $16.66<\/li>\n<li>Family: $47.12<\/li>\n<\/ul>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n\n<h3><strong>State of AZ PPO<\/strong><\/h3>\n<ul>\n<li>The deductibles and out of pocket maximum will remain the same.<\/li>\n<li>All in-network copays, except pharmacy, will increase by $5<\/li>\n<\/ul>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Deductibles and Out-of-Pocket\u00a0Maximum _0\" id=\"shortcode-accordion-12-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-12-panel\">\n            Deductibles and Out-of-Pocket\u00a0Maximum \n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-12-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-12-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<!-- shortcode-tab -->\n<div class='shortcode-tab-container tab-count-2'>\n    <ul class='tabs'>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Deductible_1\">\n                <div class=\"shortcode-tab-header selected\">\n                    <h4>\n                        Deductible <span class=\"screen-reader-text\">Tab Open<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Out-of-Pocket Maximum_2\">\n                <div class=\"shortcode-tab-header \">\n                    <h4>\n                        Out-of-Pocket Maximum <span class=\"screen-reader-text\">Tab Closed<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n            <\/ul>\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion \" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Deductible_1\" id=\"shortcode-accordion-10-trigger\" aria-expanded=\"true\" aria-controls=\"shortcode-accordion-10-panel\">\n            Deductible\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-10-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-10-trigger\" >\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<p><strong>No Change<\/strong><\/p>\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><em>In-Network <\/em><\/p>\n<ul>\n<li><strong>$0<\/strong> Individual<\/li>\n<li><strong>$0<\/strong> Family<\/li>\n<\/ul>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><em>Out-of-Network<\/em><\/p>\n<ul>\n<li><strong>$5,000<\/strong>&nbsp; Individual<\/li>\n<li><strong>$10,000<\/strong> Family<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Out-of-Pocket Maximum_2\" id=\"shortcode-accordion-11-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-11-panel\">\n            Out-of-Pocket Maximum\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-11-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-11-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<p><strong>No Change<\/strong><\/p>\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><em>In-Network <\/em><\/p>\n<ul>\n<li><strong>$7,350<\/strong>&nbsp; &nbsp;Individual<\/li>\n<li><strong>$14,700<\/strong> Family<\/li>\n<\/ul>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><em>Out-of-Network&nbsp;<\/em><\/p>\n<ul>\n<li><strong>$8,700<\/strong>&nbsp; &nbsp;Individual<\/li>\n<li><strong>$17,400 <\/strong>Family<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"In Network Copay Amount \u2013 per visit_0\" id=\"shortcode-accordion-13-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-13-panel\">\n            In Network Copay Amount \u2013 per visit\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-13-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-13-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-3\">\n    \n<p>&nbsp;<\/p>\n<p>Preventative<\/p>\n<p>Primary Care<\/p>\n<p>Specialist<\/p>\n<p>Virtual Visit<\/p>\n<p>Urgent Care<\/p>\n<p>Emergency Room<\/p>\n<p>In-patient Hospital<\/p>\n<p>Out-patient Facility<\/p>\n<p>Major Radiology<\/p>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-3\">\n    \n<p><strong>Current<\/strong><\/p>\n<p>$0<\/p>\n<p>$25<\/p>\n<p>$45<\/p>\n<p>$25<\/p>\n<p>$80<\/p>\n<p>$250<\/p>\n<p>$300<\/p>\n<p>$150<\/p>\n<p>$100<\/p>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-3\">\n    \n<p><strong>January 1, 2027<\/strong><\/p>\n<p>$0<\/p>\n<p>$30<\/p>\n<p>$50<\/p>\n<p>$30<\/p>\n<p>$85<\/p>\n<p>$255<\/p>\n<p>$305<\/p>\n<p>$155<\/p>\n<p>$105<\/p>\n\n<\/div>\n<\/div> <\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Per Pay Employee Premiums_0\" id=\"shortcode-accordion-14-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-14-panel\">\n            Per Pay Employee Premiums\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-14-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-14-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p><strong>No Change<\/strong><\/p>\n<ul>\n<li>Employee Only: $26.17<\/li>\n<li>Employee + Adult: $71.49<\/li>\n<li>Employee + Child: $57.30<\/li>\n<li>Family: $121.61<\/li>\n<\/ul>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n\n<h3><strong>The State of AZ High-Deductible Health Plan\u00a0&amp; Health Care Saving Account<\/strong><\/h3>\n<ul>\n<li>The plan deductible and Out-of-Pocket Maximums with increase.<\/li>\n<li>Employee premiums and NAU\u2019s HSA contributions will remain the same.<\/li>\n<\/ul>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Deductible & Out-of-Pocket Maximum_0\" id=\"shortcode-accordion-17-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-17-panel\">\n            Deductible & Out-of-Pocket Maximum\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-17-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-17-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<!-- shortcode-tab -->\n<div class='shortcode-tab-container tab-count-2'>\n    <ul class='tabs'>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Deductible_1\">\n                <div class=\"shortcode-tab-header selected\">\n                    <h4>\n                        Deductible <span class=\"screen-reader-text\">Tab Open<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Out-of-Pocket Maximum_2\">\n                <div class=\"shortcode-tab-header \">\n                    <h4>\n                        Out-of-Pocket Maximum <span class=\"screen-reader-text\">Tab Closed<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n            <\/ul>\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion \" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Deductible_1\" id=\"shortcode-accordion-15-trigger\" aria-expanded=\"true\" aria-controls=\"shortcode-accordion-15-panel\">\n            Deductible\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-15-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-15-trigger\" >\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><strong>Current<\/strong><\/p>\n<p><em>In-Network <\/em><\/p>\n<ul>\n<li>$1,700&nbsp; &nbsp;Individual<\/li>\n<li>&nbsp;$3,400 Family<\/li>\n<\/ul>\n<p><em>Out-of-Network&nbsp;<\/em><\/p>\n<ul>\n<li>5,000&nbsp; Individual<\/li>\n<li>10,000 Family<\/li>\n<\/ul>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><strong>January 1, 2027<\/strong><\/p>\n<p><em>In-Network <\/em><\/p>\n<ul>\n<li><strong>$1,785<\/strong>&nbsp; Individual<\/li>\n<li><strong>$3,570<\/strong> Family<\/li>\n<\/ul>\n<p><em>Out-of-Network&nbsp;<\/em><\/p>\n<ul>\n<li><strong>$5,250<\/strong>&nbsp; &nbsp;Individual<\/li>\n<li><strong>$10,500<\/strong> Family<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Out-of-Pocket Maximum_2\" id=\"shortcode-accordion-16-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-16-panel\">\n            Out-of-Pocket Maximum\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-16-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-16-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><strong>Current<\/strong><\/p>\n<p><em>In-Network <\/em><\/p>\n<ul>\n<li><strong>$3,500<\/strong> Individual<\/li>\n<li><strong>$7,000<\/strong> Family<\/li>\n<\/ul>\n<p><em>Out-of-Network&nbsp;<\/em><\/p>\n<ul>\n<li><strong>$8,700<\/strong>&nbsp; &nbsp;Individual<\/li>\n<li><strong>$17,400<\/strong> Family<\/li>\n<\/ul>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><strong>January 1, 2027<\/strong><\/p>\n<p><em>In-Network <\/em><\/p>\n<ul>\n<li><strong>$3,675<\/strong> Individual<\/li>\n<li><strong>$7,350<\/strong> Family<\/li>\n<\/ul>\n<p><em>Out-of-Network&nbsp;<\/em><\/p>\n<ul>\n<li><strong>$9,135<\/strong>&nbsp; &nbsp;Individual<\/li>\n<li><strong>$18,270<\/strong> Family<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"HSA Contributions and Limits_0\" id=\"shortcode-accordion-20-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-20-panel\">\n            HSA Contributions and Limits\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-20-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-20-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<!-- shortcode-tab -->\n<div class='shortcode-tab-container tab-count-2'>\n    <ul class='tabs'>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Employee_1\">\n                <div class=\"shortcode-tab-header selected\">\n                    <h4>\n                        Employee <span class=\"screen-reader-text\">Tab Open<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"Family_2\">\n                <div class=\"shortcode-tab-header \">\n                    <h4>\n                        Family <span class=\"screen-reader-text\">Tab Closed<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n            <\/ul>\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion \" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Employee_1\" id=\"shortcode-accordion-18-trigger\" aria-expanded=\"true\" aria-controls=\"shortcode-accordion-18-panel\">\n            Employee\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-18-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-18-trigger\" >\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<ul>\n<li>IRS annual maximum: <strong>$4,500<\/strong><\/li>\n<li>NAU annual contribution: <strong>$720<\/strong> <em>($27.69 each pay period)<\/em><\/li>\n<li>Your maximum contribution*: <strong>$3,780<\/strong><\/li>\n<\/ul>\n<p><em>*If you are 55 or older you can contribute an additional $1,000 annually.<\/em><\/p>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Family_2\" id=\"shortcode-accordion-19-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-19-panel\">\n            Family\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-19-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-19-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<ul>\n<li>IRS annual maximum: <strong>$9,000<\/strong><\/li>\n<li>NAU annual contribution:<strong> $1,440<\/strong><em> ($55.38 each pay period)&nbsp;<\/em><\/li>\n<li>Your maximum contribution*:&nbsp; <strong>$7,560<\/strong><\/li>\n<\/ul>\n<p><em>*If you are 55 or older you can contribute an additional $1,000 annually.<\/em><\/p>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n<!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <h4 class=\"shortcode-accordion__header\">\n        <button type=\"button\" class=\"shortcode-accordion__trigger\" data-header=\"Per Pay Employee Premiums_0\" id=\"shortcode-accordion-21-trigger\" aria-expanded=\"false\" aria-controls=\"shortcode-accordion-21-panel\">\n            Per Pay Employee Premiums\n            <span class=\"shortcode-accordion__header__arrow\" aria-hidden=\"true\"><\/span>\n        <\/button>\n    <\/h4>\n    <div class=\"shortcode-accordion__body\" id=\"shortcode-accordion-21-panel\" role=\"region\" aria-labelledby=\"shortcode-accordion-21-trigger\" inert>\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n<p><strong>No Change<\/strong><\/p>\n<ul>\n<li>Employee Only: $10.15<\/li>\n<li>Employee + Adult: $30.46<\/li>\n<li>Employee + Child: $25.89<\/li>\n<li>Family: $56.35<\/li>\n<\/ul>\n<\/body><\/html>\n\n    <\/div>\n<\/div>\n\n<h3>Flexible Spending Accounts<\/h3>\n<ul>\n<li><strong>Health Care: <\/strong>For 2027, the maximum annual contribution for the Health Care FSA will increase to $3,400 and the maximum rollover amount is $680.<\/li>\n<li><strong>Dependent Care<\/strong>: For 2027, the maximum annual contribution for the Dependent Care FSA will remain $7,500.<\/li>\n<\/ul>\n<h3><strong>Questions??nauhrbenefits@nau.edu<\/strong><\/h3>\n<!-- shortcode-right-column -->\n<div class=\"shortcode-right-column\" >\n    <div class=\"shortcode-right-column__container\">\n<h4 style=\"text-align: center\"><strong><div class=\"eplus-bg-color-row bg-color-nau-yellow\"><div class=\"eplus-bg-color-row-content\"> <a href=\"https:\/\/in.nau.edu\/human-resources\/open-enrollment-4\/\">Open Enrollment Central<\/a><\/div><\/div><\/strong><\/h4>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<!-- shortcode-block -->\n<div class=\"shortcode-block\">\n      <div class=\"block-header\">\n        <h3>Important Information<\/h3>\n    <\/div>\n          <div class=\"block-body\">\n      <div>\n<p>To ensure you&#8217;re viewing current documents please clear your browser cache<strong>.\u00a0<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/servicenow.nau.edu\/sp?id=kb_article&amp;sys_id=71026ba0dbc41b042a51fb451d961918\" target=\"_blank\" rel=\"noopener\">How to clear your cache?<\/a><\/li>\n<\/ul>\n<\/div>\n          <\/div>\n  <\/div>\n\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<p><strong><!-- shortcode-block -->\n<div class=\"shortcode-block\">\n      <div class=\"block-header\">\n        <h3>Resources<\/h3>\n    <\/div>\n      <\/div>\n<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-oe-events\/\" target=\"_blank\" rel=\"noopener\">Open Enrollment Events<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/paying-your-premiums\/\" target=\"_blank\" rel=\"noopener\">Paying for Coverage<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-voluntary-benefit-premium\/\" target=\"_blank\" rel=\"noopener\">2027 Benefit Premiums<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-VOLUNTARY-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">2027 Voluntary Benefit Overview<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-Compare-PPO-vs-HDHPHSA-1-1.pdf\" target=\"_blank\" rel=\"noopener\">NAU PPO vs HDHPHSA<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-plan-document\/\" target=\"_blank\" rel=\"noopener\">Summary of Benefits &amp; Coverage<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-plan-document\/\" target=\"_blank\" rel=\"noopener\">Benefit Plan Documents &amp; Policies<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-contact-information\/\" target=\"_blank\" rel=\"noopener\">Benefits Vendor Contact Information<\/a><\/li>\n<\/ul>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<h4><strong>2027 Plan Comparisons<\/strong><\/h4>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-VOLUNTARY-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Benefits<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-MEDICAL-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Medical<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-DENTAL-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Dental<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-VISION-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Vision<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-LIFE-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Life Insurance<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2026\/09\/2027-SHORT-TERM-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Short-Term Disability<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>What&#8217;s changing There are several updates to your benefits this year\u2014take a moment to check them out and make sure everything still works for you and your family.\u00a0 Here\u2019s what\u2019s changing: Medical Plans: Both NAU and State of AZ plans have changes. Be sure to review the details below. Remember everyone needs to re-enroll in [&hellip;]<\/p>\n","protected":false},"author":619,"featured_media":4468,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ring_central_script_selection":"","footnotes":""},"class_list":["post-19176","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/19176","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/users\/619"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=19176"}],"version-history":[{"count":38,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/19176\/revisions"}],"predecessor-version":[{"id":24753,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/19176\/revisions\/24753"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media\/4468"}],"wp:attachment":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=19176"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}