{"id":18373,"date":"2023-07-10T15:15:20","date_gmt":"2023-07-10T22:15:20","guid":{"rendered":"https:\/\/in.nau.edu\/human-resources\/?page_id=18373"},"modified":"2025-12-23T20:21:39","modified_gmt":"2025-12-23T20:21:39","slug":"benefits-life-insurance","status":"publish","type":"page","link":"https:\/\/in.nau.edu\/human-resources\/benefits-life-insurance\/","title":{"rendered":"Benefits &#8211; Life Insurance"},"content":{"rendered":"<h1 style=\"text-align: left\">Life Insurance<\/h1>\n<p>NAU offers employees three types of life insurance coverage: Basic, Supplemental and Dependent.<\/p>\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<h2><strong>Basic Life\u00a0<\/strong><\/h2>\n<p>You are provided $15,000 of Basic Life Insurance and $15,000 of AD&amp;D insurance at no cost to you through Securian.<\/p>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><img decoding=\"async\" class=\"alignnone wp-image-17861\" src=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/06\/Life-Family-Photo-by-Nathan-Dumlao-on-unsplash-464x348.jpg\" alt=\"\" width=\"252\" height=\"189\" srcset=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/06\/Life-Family-Photo-by-Nathan-Dumlao-on-unsplash-464x348.jpg 464w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/06\/Life-Family-Photo-by-Nathan-Dumlao-on-unsplash-800x600.jpg 800w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/06\/Life-Family-Photo-by-Nathan-Dumlao-on-unsplash-232x174.jpg 232w\" sizes=\"(max-width: 252px) 100vw, 252px\" \/>\n<\/div>\n<\/div>\n<h2><strong>Supplemental &amp; Dependent Life\u00a0\u00a0<\/strong><\/h2>\n<p>You can purchase coverage through both NAU&#8217;s plan through the Hartford and the State of AZ&#8217;s plan through Securian.<\/p>\n<!-- shortcode-tab -->\n<div class='shortcode-tab-container tab-count-2'>\n    <ul class='tabs'>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"NAU \u2013 The Hartford_1\">\n                <div class=\"shortcode-tab-header selected\">\n                    <h4>\n                        NAU \u2013 The Hartford <span class=\"screen-reader-text\">Tab Open<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n                <li class=\"tab\">\n            <a class=\"shortcode-tab__trigger\" href=\"#\" data-header=\"State of AZ \u2013 Hartford_2\">\n                <div class=\"shortcode-tab-header \">\n                    <h4>\n                        State of AZ \u2013 Hartford <span class=\"screen-reader-text\">Tab Closed<\/span>\n                    <\/h4>\n                <\/div>\n            <\/a>\n        <\/li>\n            <\/ul>\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion \" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"NAU \u2013 The Hartford_1\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>NAU \u2013 The Hartford <span class=\"screen-reader-text\">Accordion Open<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<p><strong><em>Supplemental<\/em><\/strong><\/p>\n<ul>\n<li>Purchase 1, 2, or 3 times your current base salary.<\/li>\n<li>Maximum benefit: the lesser of 3&times; salary or $300,000.<\/li>\n<li>Coverage reduces by 40% at age 70+.<\/li>\n<li>If salary decreases during sabbatical, coverage decreases<\/li>\n<li>During Open Enrollment or after a QLE, you may add 1&times; salary.<\/li>\n<\/ul>\n<p><strong><em>Dependent<\/em><\/strong><\/p>\n<ul>\n<li>Choose $5,000 or $10,000 for your spouse and eligible dependents.<\/li>\n<li>You are the beneficiary.<\/li>\n<li>Must have NAU supplemental coverage to enroll.<\/li>\n<\/ul>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n        <!-- shortcode-accordion -->\n<div class=\"shortcode-accordion shortcode-accordion--closed\" style=\"position: relative;\" >\n        <a class=\"shortcode-accordion__trigger\" data-header=\"State of AZ \u2013 Hartford_2\" href=\"#\">\n      <div class=\"shortcode-accordion__header\">\n          <h4>State of AZ \u2013 Hartford <span class=\"screen-reader-text\">Accordion Closed<\/span><\/h4>\n          <span class=\"shortcode-accordion__header__arrow\"><\/span>\n      <\/div>\n    <\/a>\n    <div class=\"shortcode-accordion__body\">\n        <!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body>\n\n<p><strong><em>Supplemental <\/em><\/strong><\/p>\n<ul>\n<li>Purchase in $5,000 increments<\/li>\n<li>Maximum benefit: lesser of 3&times; salary or $500,000<\/li>\n<li>During Open Enrollment or after a QLE, you may add $20,000<\/li>\n<\/ul>\n<p><strong><em>Dependent<\/em><\/strong><\/p>\n<ul>\n<li>Choose $2,000, $4,000, $6,000, $10,000, $12,000, $15,000 or $50,000.<\/li>\n<li>Covers spouse &amp; all eligible dependents.<\/li>\n<li>You are the beneficiary.<\/li>\n<li>To purchase $50,000, you must enroll in $35,000+ of State of AZ supplemental coverage.<\/li>\n<\/ul>\n\n\n    <\/body><\/html>\n\n    <\/div>\n<\/div>\n\n    <\/div>\n\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<h2>Beneficiaries<\/h2>\n<div>\n<p>In the event of your death, your basic life and supplemental individual life insurance benefit will be paid to your designated beneficiary. If you choose more than one beneficiary, you can define the amount paid or a percent paid to each beneficiary.<\/p>\n<ul>\n<li>A <strong>primary beneficiary<\/strong> receives 100% of the designated amount\/percent<\/li>\n<li>A <strong>contingent beneficiary<\/strong> receives a benefit only if all of the primary beneficiaries are deceased.<\/li>\n<\/ul>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<h2><strong>Portability and Conversion<\/strong><\/h2>\n<p>If you leave NAU, you may have the option to port or convert your life insurance coverage.<\/p>\n<ul>\n<li><em>NAU Hartford:<\/em> Policy# 805644 Group Phone: 800-882-8395<\/li>\n<li><em>State of AZ<\/em>\n<ul>\n<li><em>2025 Securian<\/em>: Policy #34681- Phone: 1-866-365 -2374 select Option 4 or log onto: lifebenefits.com\/continue and enter Policy Number: 34681 and Access Key: Arizona<\/li>\n<li>2026 Hartford: Phone: 1-877-791-1381 .Info:\u00a0<a href=\"http:\/\/bit.ly\/azhartford\"><strong>bit.ly\/azhartford<\/strong><\/a> Claims: <a href=\"http:\/\/account.thehartford.com\/\"><strong>account.thehartford.com<\/strong><\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<\/div>\n<h3><strong>Still have questions??<\/strong><\/h3>\n<p>Contact the Benefits Team at nauhrbenefits@nau.edu or call (928) 523-2223.<\/p>\n<!-- shortcode-right-column -->\n<div class=\"shortcode-right-column\" >\n    <div class=\"shortcode-right-column__container\">\n<h4 style=\"text-align: center\"><div class=\"eplus-bg-color-row bg-color-nau-yellow\"><div class=\"eplus-bg-color-row-content\"><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-faqs-life-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\"><u>Questions?? Review FAQs<\/u><\/a><\/div><\/div><\/h4>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<p><strong><!-- shortcode-block -->\n<div class=\"shortcode-block\">\n      <div class=\"block-header\">\n        <h3>Resources<\/h3>\n    <\/div>\n      <\/div>\n<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2025\/09\/2026-VOLUNTARY-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Overview<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/paying-your-premiums\/\" target=\"_blank\" rel=\"noopener\">Employee Benefit Premiums<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/enrolling-in-benefits\/\" target=\"_blank\" rel=\"noopener\">Changing Your Benefits<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-orientation-videos\/\" target=\"_blank\" rel=\"noopener\">Orientation Videos<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-plan-document\/\" target=\"_blank\" rel=\"noopener\">Benefit Plan Documents and Policies<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-contact-information\/\" target=\"_blank\" rel=\"noopener\">Benefits Vendor Contact Information<\/a><\/li>\n<li><a href=\"https:\/\/hr.peoplesoft.nau.edu\/\" target=\"_blank\" rel=\"noopener\">LOUIE HR\u00a0\u00a0<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life Insurance NAU offers employees three types of life insurance coverage: Basic, Supplemental and Dependent. Supplemental &amp; Dependent Life\u00a0\u00a0 You can purchase coverage through both NAU&#8217;s plan through the Hartford and the State of AZ&#8217;s plan through Securian. Beneficiaries In the event of your death, your basic life and supplemental individual life insurance benefit will [&hellip;]<\/p>\n","protected":false},"author":619,"featured_media":16816,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","ring_central_script_selection":"","footnotes":""},"class_list":["post-18373","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/18373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/users\/619"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=18373"}],"version-history":[{"count":0,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/18373\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media\/16816"}],"wp:attachment":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=18373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}