{"id":17930,"date":"2023-06-12T12:57:41","date_gmt":"2023-06-12T19:57:41","guid":{"rendered":"https:\/\/in.nau.edu\/human-resources\/?page_id=17930"},"modified":"2025-12-23T18:18:20","modified_gmt":"2025-12-23T18:18:20","slug":"benefits-flexible-spending-accounts","status":"publish","type":"page","link":"https:\/\/in.nau.edu\/human-resources\/benefits-flexible-spending-accounts\/","title":{"rendered":"Benefits &#8211; Flexible Spending Accounts"},"content":{"rendered":"<h1>Flexible Spending Accounts<\/h1>\n<p>Participating in a Flexible Spending Account (FSA) is a convenient way to pay for healthcare or dependent care expenses with pre-tax funds. Each year, you must elect the annual amount you want to contribute to one or both accounts Your contributions will be deducted pre-tax each pay reducing your taxable income.<\/p>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<h4><strong>Health<\/strong><strong> Care<\/strong><\/h4>\n<ul>\n<li>In 2025, you can contribute up to $3,200 for <a href=\"https:\/\/www.asiflex.com\/EligibleExpenses.aspx\">eligible medical, dental and vision expenses<\/a>.<\/li>\n<li>Your account is pre-funded with the annual pledge amount you elected each year.<\/li>\n<li>Unused funds up to $640 can be rolled over year-to-year.<\/li>\n<\/ul>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><img decoding=\"async\" class=\"alignnone size-landscape-image wp-image-18390\" src=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/07\/medical-photo-by-online-marketing-on-unsplash-464x348.jpg\" alt=\"\" width=\"464\" height=\"348\" srcset=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/07\/medical-photo-by-online-marketing-on-unsplash-464x348.jpg 464w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/07\/medical-photo-by-online-marketing-on-unsplash-800x600.jpg 800w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/07\/medical-photo-by-online-marketing-on-unsplash-232x174.jpg 232w\" sizes=\"(max-width: 464px) 100vw, 464px\" \/><\/p>\n\n<\/div>\n<\/div>\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><img decoding=\"async\" class=\"alignnone wp-image-18391 size-landscape-image\" src=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/07\/baby-on-ball-464x348.jpg\" alt=\"People playing with baby on ball\" width=\"464\" height=\"348\" srcset=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/07\/baby-on-ball-464x348.jpg 464w, https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/07\/baby-on-ball-232x174.jpg 232w\" sizes=\"(max-width: 464px) 100vw, 464px\" \/><\/p>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<h4><strong>Dependent Day Care <\/strong><\/h4>\n<ul>\n<li>for 2025, you can contribute up to $5,000 per household for eligible <a href=\"https:\/\/www.asiflex.com\/EligibleExpenses.aspx\">child or elder care services<\/a>.<\/li>\n<li>Funds are available once deposited to your account.<\/li>\n<li>Your 2025 funds can be used for expenses incurred through March 15, 2026.<\/li>\n<\/ul>\n\n<\/div>\n<\/div>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<div class='shortcode-column-container'><!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<h3><strong>ASI Flex Debit Card <\/strong><\/h3>\n<p>A debit card will not be automatically sent out, you must request a debit card from the FSA administrator ASIFlex.\u00a0\u00a0Visit the <a href=\"https:\/\/asiflex.com\/DebitCards.aspx\">ASIFlex web site<\/a> for more information.<\/p>\n\n<\/div>\n<!-- shortcode-column -->\n<div class=\"shortcode-column shortcode-column--count-2\">\n    \n<p><a href=\"https:\/\/asiflex.com\/DebitCards.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">asiflex.com\/DebitCards.aspx<\/a><img decoding=\"async\" class=\"alignnone wp-image-18393\" src=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2023\/07\/asi-debit-card-with-white-space-345x186.jpg\" alt=\"Image of ASI flex card\" width=\"280\" height=\"151\" \/><\/p>\n\n<\/div>\n<\/div>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<h3><strong>Rules to keep in mind<\/strong><\/h3>\n<div class=\"eplus-bg-color-row bg-color-dark-blue\"><div class=\"eplus-bg-color-row-content\">\n<p>FSAs offer significant tax advantages, but are subject to IRS regulations:<\/p>\n<ul>\n<li>You can only change your contribution amount if you experience a qualifying event.<\/li>\n<li>Each account functions separately. You cannot transfer funds from one account to another.<\/li>\n<li>Claims must be filed no later than April 30th of the following plan year.<\/li>\n<li>The IRS has a strict \u2018Use-It or Lose-It\u201d rule &#8211; Unused funds will be forfeited.<\/li>\n<li>Keep your receipts! You may be required to submit receipts to show claims eligibility.<\/div><\/div><\/li>\n<\/ul>\n<p>For more plan details review the <a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2022\/03\/BN_PLN_DOC_FSA_PLAN_DESCRIPTION-01.01.2020.pdf\">FSA Plan Description\u00a0<\/a><\/p>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<h3 style=\"text-align: left\">Still have questions??<\/h3>\n<p style=\"text-align: left\">Contact the Benefits Team at nauhrbenefits@nau.edu or call (928) 523-2223<\/p>\n<!-- shortcode-right-column -->\n<div class=\"shortcode-right-column\" >\n    <div class=\"shortcode-right-column__container\">\n<h4 style=\"text-align: center\"><div class=\"eplus-bg-color-row bg-color-nau-yellow\"><div class=\"eplus-bg-color-row-content\"><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-faqs-flexible-spending-accounts\/\" target=\"_blank\" rel=\"noopener noreferrer\">Questions?? Review\u00a0 FAQs<\/a><\/div><\/div><\/h4>\n<hr role=\"separator\" class=\"hr--transparent hr--transparent-15px not-in-view\">\n<p><strong><!-- shortcode-block -->\n<div class=\"shortcode-block\">\n      <div class=\"block-header\">\n        <h3>Resources<\/h3>\n    <\/div>\n      <\/div>\n<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/in.nau.edu\/wp-content\/uploads\/sites\/5\/2025\/09\/2026-VOLUNTARY-COMPARE.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Overview<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/paying-your-premiums\/\" target=\"_blank\" rel=\"noopener\">Employee Benefit Premiums<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/enrolling-in-benefits\/\" target=\"_blank\" rel=\"noopener\">Changing Your Benefits<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefits-orientation-videos\/\" target=\"_blank\" rel=\"noopener\">Orientation Videos<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-plan-document\/\" target=\"_blank\" rel=\"noopener\">Benefit Plan Documents and Policies<\/a><\/li>\n<li><a href=\"https:\/\/in.nau.edu\/human-resources\/benefit-contact-information\/\" target=\"_blank\" rel=\"noopener\">Benefits Vendor Contact Information<\/a><\/li>\n<li><a href=\"https:\/\/hr.peoplesoft.nau.edu\/\" target=\"_blank\" rel=\"noopener\">LOUIE HR\u00a0\u00a0<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Flexible Spending Accounts Participating in a Flexible Spending Account (FSA) is a convenient way to pay for healthcare or dependent care expenses with pre-tax funds. Each year, you must elect the annual amount you want to contribute to one or both accounts Your contributions will be deducted pre-tax each pay reducing your taxable income. Rules [&hellip;]<\/p>\n","protected":false},"author":619,"featured_media":18395,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","ring_central_script_selection":"","footnotes":""},"class_list":["post-17930","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/17930","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/users\/619"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=17930"}],"version-history":[{"count":0,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/pages\/17930\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media\/18395"}],"wp:attachment":[{"href":"https:\/\/in.nau.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=17930"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}